Warning: include() [function.include]: URL file-access is disabled in the server configuration in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include(http://www.hurryloan.com/rightbar.php) [function.include]: failed to open stream: no suitable wrapper could be found in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include() [function.include]: Failed opening 'http://www.hurryloan.com/rightbar.php' for inclusion (include_path='.:/usr/local/share/pear') in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78   Go Back To Search Results Question Do I have to file Chapter 13 if my 2nd mortgage has been charged off? Home value is well below 1st mortgage and we have no plans to move. 1st mortgage is current but due to job loss could not keep up 2nd. What happens if I don't file Chapter 13? By midwest73 Posted on 10/23/09 Total Answers 2 Answers- the debt will be sold to a collection agency for recovery. The collection agency will then have the right to collect on that debt. Answer by : timothy p On Date 2009-10-23 06:24:37 ya collection agency have the right to collect .. for any online help you can visit http://www.mortgage-info.we.bs/ best of luck god bless Answer by : Santosh On Date 2009-10-27 02:56:43   Go Back To Search Results