Go Back To Search Results Question Whats the best place for bad credit loans? Well I'm in debt like $1100 bucks with chase so its pretty hard getting loan for a car to get me to work so I'm really trying not to get scammed here so if anyone knows of a legit site/company that would probably approve me Guess that means I'm outta luck and I need a cosigner By lil_po_804 Posted on 08/27/10 Total Answers 3 Answers- Here is how the online loan scam works. They charge you an upfront processing or application fee. They turn you down due to bad credit. They keep the fee. All 100% legal in all states. No reputable lender will ever charge you an upfront fee. Stick to your local banks or credit unions. Stay away from big banks - they are not lending. If they turn you down, everyone else will. / Answer by : Judy On Date 2010-08-27 19:15:03 You can always go to mommy and daddy for a loan. Answer by : CountryGirlDeputy On Date 2010-08-27 22:34:23 Actually Julie is wrong, not all on-line bad credit auto loan sites charge to submit an application. What they can do is match you up with one of their affiliate dealers that will get you an auto loan even with bad credit. The dealerships will find a lender that will get you the financing you need. Your rate of interest will depend mainly on your credit score. Some legit sites are www.autocreditexpress.com and www.fundingway.com. There are no fee's to apply for a loan at these sites. Good luck. Answer by : sarahsmile90 On Date 2010-08-30 16:59:50   Go Back To Search Results