| Question about :
Car_Loans |
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When filing bankruptcy in CA, can car loans be discharged as well?
My friend is planning on filing bankruptcy, we were wondering if her car loan will be discharged and she'll get to keep her car.
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| By
beautiful bird |
Posted
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10/19/08 Total Answers
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How many of you refinance your car loans?
Is it a good idea? I have a pretty decent interest rate on my car. However, it could be a little cheaper.
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| By
sillycat |
Posted
on
02/15/08 Total Answers
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Will applying for car loans with multiple lenders hurt my chances of getting a loan?
I'm fresh out of college and in need of a new car. I'm shopping for rates - filled out a credit application with the dealer, and a couple online. One of the lenders I applied with online wrote at the bottom of an email to "be sure not to apply in multiple places as it would hurt my credit score and negatively affect my chances of getting a loan!"
Is this true?! If so, how am I supposed to compare rates?
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| By
skifreak38 |
Posted
on
04/18/08 Total Answers
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How long should we wait to get a house with two car loans? Can we even get a Loan for a house?
My fiance has a car loan in her name and we have a truck in both our names. We both have secure jobs that we have been at for a few years. She has good credit... I am working on my credit currently and her father who is going to co-sign on the home loan has okay credit. What would we have to do in order to get a good chance at a loan approval??
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| By
N8 |
Posted
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07/09/08 Total Answers
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Does anybody know what the usury laws for car loans in Illinois are?
I know the usury law in Illinois is 9%, but everywhere I try to research for bank and auto loans, it says that can be a different rate, but nowhere does it say what the highest rate allowed by law is. Can anyone help on this matter? Thanks so much!
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| By
Go White Sox™ |
Posted
on
03/11/09 Total Answers
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What is are the laws regarding minors and car loans?
My younger brother is 17. He wants a car and neither his mom or my dad will co-sign for him. My husband and I told him we would, but my brother's mom told him that he can't legally get a loan without her concent. I used to work at a bank and I know that minors cannot open a bank account without an adult, but the adult does not have to be the minor's parent.
I have been searching the internet for the law in Illinois regarding this issue, and I can't find anything. Can someone help?
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| By
Sera B |
Posted
on
09/14/08 Total Answers
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If you are paying up 2 car loans and then can't afford one of them, which one gets repossessed?
I have a loan on a car from 4 years ago, then I took a loan out on another car 3 years later. Now I have 2 loans on 2 different cars. But now I can't afford both of them so I am going to have to give one up. The loans are with the same lending company. Do I have a choice on which one they will repossess or do they choose?
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| By
Robyn T |
Posted
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12/11/08 Total Answers
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What do you owe in credit card debt and car loans?
How much do you owe in credit card debt? What are your monthly payments?
Do you have a car payment and how much?
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| By
MARIE S |
Posted
on
05/12/09 Total Answers
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Any general rule of thumb how much your credit increases reducing two car loans to one?
Helping a family member I had 2 car loans. One was 28k balance the other 21k balance. Just sold the 28k car and paid that off. Credit is very good no late pays etc. Trying to determine how many points could that potentially increase my credit? Any idea...someone told me 30-40 points of all other credit is good, which in this case it's excellent...?
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| By
kevin r |
Posted
on
08/15/07 Total Answers
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What banks are known for giving car loans with SALVAGED titles?
I know its difficult to get a loan on a salvaged title car...but there are banks out there that will do it?
Which ones are known for doing it?
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| By
st4lkr |
Posted
on
05/15/08 Total Answers
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Is there a way I can take out student loans and pay my car loan off with it?
I owe about 12,000 on my car loan with an interest rate over the roof....I figured if I borrowed a lot of money i could pay that loan off with the money I borrowed and get a really low interest rate for my car. Am I allowed to do that?
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| By
sportman16977 |
Posted
on
04/27/07 Total Answers
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Why does the blue book and bank loan prices differ on car loans?
I'm researching a used car. Kelly Blue Book and NADA guides state the value of the car at between $5500 and $6300. I've haggled the sale price down to $4800. However, the bank Ive spoken with about the loan says they can only loan $3500 on the car. Why is there such a discrepancy between the estimated value and loan value?
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| By
Julia B |
Posted
on
08/20/08 Total Answers
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Interest rates on Car loans with bad credit in Australia?
Hi there,
I defaulted on my car loan 6 years ago, I paid off the debt 2 months after I defaulted. I do not have any other debts as I was a bit scarred after the experience. I now desparately need a new car as my present one is almost dead. Does anybody know whether it is at all possible for me to get a car loan with a default? If so what type of interest rates am I looking at?? Your help is greatly appreciated.
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| By
crzecucmber |
Posted
on
08/17/09 Total Answers
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How exactly do car loans work?
I am looking to get a new car and I don't have any credit at all which I know is the same as having bad credit, but I read on some other people's questions on here that it is actually not that difficult getting financed right now. So how exactly does that work? I can afford the payments each month, but I don't have anything as a down payment so is that what I would use the loan for? Please explain
thanks, but ok how does leasing a car work? lol
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| By
Sarah Nicole M |
Posted
on
03/13/09 Total Answers
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is it good to pay several months ahead for my car loans in order to boost my credit?
my credit is 550, I'm thinking about paying for six months ahead on my car loan so i can increase my credit score and have the peace of mind. i want to do that to increase my credit score so i can get a new car in six months. I want to pay for six months ahead of time, and get a new secure credit card. do you think that can boost my credit to 700 by june of next year?
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| By
Math21birthday |
Posted
on
11/24/08 Total Answers
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Is it true that people with horrible credit can get car loans?
Car Dealerships make it sound like you can be in collections for lots of accounts and they'll get you into a brand new car with no money down. What's the truth on this?
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| By
Nathan W |
Posted
on
11/12/08 Total Answers
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Can I take out a car loan if I am already taking out student loans?
I am a senior in high school and I was wondering if it was possible for me to take out a car loan while taking out loans for college?
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| By
laurrrrr |
Posted
on
04/02/09 Total Answers
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who is giving the best rate on re-financed car loans?
I currently have 8.3% and know I can do better with a 738 FICO score. Who is refinancing car loans at better rates?
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| By
klholton |
Posted
on
10/29/08 Total Answers
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Are banks willing to re negotiate car loans?
Have a 10% car loan and 2 years left. Bank not prepared to negotiate. Are we better off to trade vehicle for a new vehicle with better terms even with bad credit?
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| By
Eb |
Posted
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09/30/09 Total Answers
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Do banks finance car loans for first time buyers on used cars?
I am looking to buy a used car. My mother believes that i cant get financed because Im a first time buyer and it would be a used car. Thanks
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| By
Miss JJ |
Posted
on
05/19/08 Total Answers
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What happens with car loans after damage?
My friend's car was crushed by a tree on Sunday in a snowstorm. His insurance is giving him 9000 for the car, but he still owed like 19000 on it. The bank is refusing to transfer the amount to a new car. How can they force him to pay for something that a. wasn't his fault and b. isn't driveable? If his house was knocked down by a tornado, he wouldn't have to continue to pay the mortgage--how is a car different?
He did have GAP insurance... that's why I'm confused, and so is he.
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| By
malwilhist |
Posted
on
04/02/09 Total Answers
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Why does interest on car loans do not seem what they are?
I recently went with a friend who wanted to buy a car. No matter where the financing came from, the final cost of the car included payments that doubled the original interest amount on the car. Is this the way it is or is this a way for financing institutions to stick it to you.
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| By
tyrone_63 |
Posted
on
06/22/09 Total Answers
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When do you pay back student car loans?
I'm looking to take out a student car loan, I'm 18 years old, and I'm a senior in high school.
I've been looking into the details on these kinds of loans, but I have one more question for somebody who's got experience in this....
My question is:
When do you actually start to make payments to pay back the loan? Is it after you graduate? Or just instantly? And do you need a down payment?
I'm pretty new to the process, so if someone has kind of an overview experience, that'd be awesome.
Thanks in advance : )
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| By
tdunham02 |
Posted
on
03/22/09 Total Answers
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Good idea to pay additional principal on car loans?
I have two car loans, each at about 6%, each maturing in 2011. For the past several months, I've been paying a couple hundred dollars extra of the principal on each loan every month, thinking that I'll save on interest in the long run. But I'm not sure this is really a good idea. Would I be better off putting that extra money into some sort of investment vehicle? If I trade in one or both of the cars for new vehicle(s) before they're paid off, will I have derived any benefit whatsoever from paying down the principal as I've been doing?
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| By
TnObGyn |
Posted
on
12/31/06 Total Answers
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If you had cash would you payoff your car loans or would you use the money for other things?
I currently have two car's and I have a combined loan for them with with a low interest rate. If you had just enough money to pay the loan off would you or would you use the money for home improvements or furniture or what ever? I just wanted to get some ideas about what some people would do?
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| By
shawn_mauldin |
Posted
on
10/06/06 Total Answers
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| Question about :
Car_Loans |
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