Go Back To Search Results Question Does buying a house/building with a store front require a commercial loan? I'm considering buying a 2 apartment building with a store front. Does this require that I get a commercial loan or can I still use the lower rate Residential loan if I plan to use it as my primary residence? By Ken Posted on 12/19/07 Total Answers 2 Answers- I believe FHA would lend on this and they have some of the best programs right now. Small banks that do not sell their loans on the secondary market might do this also. Good luck. Answer by : DLK On Date 2007-12-19 14:35:38 Technically a commercial loan. Still if you find a creative lender you may be able to get a split loan. Part commercial part residential. I did. Answer by : thirsty mind On Date 2007-12-19 15:32:25   Go Back To Search Results