| Select Keyword |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
| Enter Keyword |
|
|
|
| Question about :
Home_Equity |
Page : 1 2 |
| |
|
|
 |
Is home equity mortgage interest deductible for home office expenses?
The money was used to pay off credit cards. I am still paying on the home equity loan. If I do a home office deduction, which I qualify for in every way, can I use the home equity loan interest as a deductible expense?
|
| By
mimi31211 |
Posted
on
04/13/08 Total Answers
3 |
| |
|
| |
|
|
 |
What is a home equity loan and what is the process to applying/being accepted for one?
I paid roughly $90,000 for my home. It was a TLC home and I've fixed it up in the past 9 years dramatically. New roof, new walls, siding, porch, heating system, well etc. My home and property was valued at $275,000 last year. Does equity play a part in this. Am I eligable for an equity loan? I don't want to go into it without fully understanding what it is--I also don't want to go to my banker with stupid questions....Another thing. Im looking to build my own home--hence the loan inquisition.
|
| By
Phoenix |
Posted
on
05/20/07 Total Answers
4 |
| |
|
| |
|
|
 |
Should I get a home equity loan to pay off back taxes?
I need to pay off about $30,000 in back taxes. Is it better to take out a home equity loan, cash in stock, or borrow or liquidate a 401K?
|
| By
devin066 |
Posted
on
01/31/07 Total Answers
4 |
| |
|
| |
|
|
 |
Should I use my home equity line of credit to pay off my car loan and part of my student loan?
By using the HELOC, it's going to free up several hundred dollars per month, and I can claim it as a tax deduction at the end of the year. On the other side, I'm eating up a sizable amount of home equity by doing so. I'm planning to pay them off either way--I can do it now with the HELOC, or after I sell my house, with the cashed in equity. Which route should I go? Does it make a difference?
|
| By
djbod2006 |
Posted
on
04/05/07 Total Answers
6 |
| |
|
| |
|
|
|
can you refinance a home equity loan to lower the payments?
My mother signed a home equity loan with my grandfather who has just passed, and I am trying to help her pay the bills but the payment on the house is too high. If she refinances could her payment go down? Are there any other options, or any kind of loans or help from anywhere? I am totally clueless this was very unexpected.
|
| By
erieanna c |
Posted
on
03/16/08 Total Answers
2 |
| |
|
| |
|
|
 |
Can you use a home equity loan for something other than a home?
I need a loan & some people had suggested I look into this because of the lower interest rates, instead of using high interest (not to mention EVIL) credit cards. But it's not for a home & I don't have enough collateral for the amount I'd like to borrow. I have a great credit score over 700, but also have student loans & other credit card debt, which I am very good at paying at, & make enough to make the payments comfortably. If I can't get a home equity loan, what kind of loan can I get, & at what amount & rate should I expect? I've looked around online, but all the bank terminology does nothing but confuse me, so anyone who could explain this a little more "user friendly" would be helpful!
It's not for home improvement. Actually, it's basically a business expense, but I'm not sure if a bank would consider this a business type of loan.
Oh, & one *minor* detail... I don't own a home :(
|
| By
curiousgirl |
Posted
on
08/12/07 Total Answers
13 |
| |
|
| |
|
|
 |
What does my girlfriend need to do to change a home equity loan?
My girlfriends ex-husband tricked her into signing a revolving line of credit for the house they owned together when they were married. He also has her listed on the property deed as well as the deed of trust for the revolving line of credit. She recently signed paperwork to get her name removed from the property deed. What forms does she need to file in order to have her name removed from the home equity revolving line of credit?
|
| By
safdman |
Posted
on
08/22/07 Total Answers
3 |
| |
|
| |
|
|
|
Can I get a home equity loan with a first mortgage?
I am buying my first home with an FHA loan. The mortgage company I am using doesn't do a 203K loan and I would like to use money to improve the house. I was approved for $40,000 more than purchase price and only want $20K max. My credit is not perfect... I'm trying to find out the chances of being able to get a home equity loan with a first mortgage. The house is valued $277K and the loan will be for $229000. Any help would be great!
|
| By
lawrie |
Posted
on
06/25/08 Total Answers
4 |
| |
|
| |
|
|
|
Will I be able to get a home equity loan if I am currently in a forebearance agreement with my mortgage?
We will be listed as "entering foreclosure" until September, but have already made 5 consecutive payments into the forebearance plan, including a large down payment. However, in order to get our finances in order and pay education costs, we need to take out a home equity loan. Will lenders approve the loan (if we have one great credit score, one bad, and a good income) in our current state? Or would it be rejected outright?
|
| By
D G |
Posted
on
06/14/07 Total Answers
11 |
| |
|
| |
|
|
|
How Soon Can I Take Out a Home Equity Loan or Refinance After a Cash Purchase of a Foreclosure?
The house is only 10k. So if I pay 10k cash, how fast can I do a home equity loan for that 10k? I need to make repairs as it is a foreclosure in poor condition. Can I do a refinance loan and get more than I even paid for it if it appraises higher than 10k, which it will? Thanks for any help
|
| By
don c |
Posted
on
09/01/07 Total Answers
3 |
| |
|
| |
|
|
|
is there anywhere i can get a home equity loan with bad credit?
my boyfriend and i have bad credit but we own a $85,000 home with no mortgage. the house is paid for. we were looking into getting a home equity loan to pay some back bills off and do home improvements. is there anywhere that we could get a loan even with bad credit?
|
| By
jmpoct03 |
Posted
on
07/18/08 Total Answers
6 |
| |
|
| |
|
|
|
Is a Home Equity Line of Credit or Home Equity Loan used to buy a second home tax deductible beyond $100,000?
Would a Home Equity Line of Credit or loan used to buy a home be considered a Home Aquisition Debt instead of a Home Equity Debt?
|
| By
Evan |
Posted
on
05/31/08 Total Answers
1 |
| |
|
| |
|
|
|
where is the best place to get a home equity loan besides a bank?
I have already tried at my bank and was denied. Does anyone know a good tried and true place to get a home equity loan?
|
| By
Jan B |
Posted
on
01/17/08 Total Answers
2 |
| |
|
| |
|
|
|
should I pay down my home equity loan or pay off credit cards?
Hi. My home equity loan is an interest only adjustable and I am currently paying something like 7.02 (I have a rate of 1.25 below prime). I also have credit card debt on two cards, but they are fixed at 4.02 and 4.99. I know its usually better to not have the credit card debt, but since the rates are fixed and lower than my heloc, should I work on paying the heloc off first (I owe twice as much on my heloc as I do on my credit cards). Thanks.
|
| By
Lady |
Posted
on
09/13/07 Total Answers
6 |
| |
|
| |
|
|
 |
Public Records Reading- Mortgages, Do home equity loans show or just reverse and second mortgages?
I read public records when doing RE research so I'm wondering. I guess that only second and reverse mortgages show. And why would someone choose a second mortgage vs home equity loan?
Are we saying that a home equity loan automatically shows as a lien?
|
| By
itsjunglepat |
Posted
on
06/29/08 Total Answers
3 |
| |
|
| |
|
|
|
Home equity line of credit: Can I use it for the down payment to buy another house, then sell the first house?
Hello everyone, I need to move to another location. Can I take a home equity line of credit on my existing house to pay for the down payment of a new home, and then sell the first house that I used for the line of credit? Are there any restrictions to do that? Can I avoid the fee that I will get if I sell the first house early? Thanks.
|
| By
christofe1 |
Posted
on
05/13/08 Total Answers
4 |
| |
|
| |
|
|
|
My parents are taking out a home equity loan to lend me money to start a business, does anyone get taxed?
I'm looking to open a shop and my parents offered to lend me some money to help out. They are taking out a home equity loan to lend me about $35,000 to $55,000. I agreed to pay them back. Because they are taking out a loan do they have to pay any taxes? Do I have to pay taxes on this money?
I don't have any assets so I wouldn't be able to get a loan for the amounts of money I posted.
|
| By
Felt B. |
Posted
on
11/24/07 Total Answers
4 |
| |
|
| |
|
|
|
What is the term for a home equity loan?
Are home equity loans 30-year loans, or do they have a shorter term?
|
| By
cmarie1125 |
Posted
on
09/25/06 Total Answers
5 |
| |
|
| |
|
|
|
Can I claim my home equity line of credit when filing for bankruptcy?
I am filing for bankruptcy and have negative equity in my home.
|
| By
Need help |
Posted
on
07/24/08 Total Answers
3 |
| |
|
| |
|
|
|
How much will a Home Equity Loan cost?
I am considering using a Home Equity Loan as down payment for the purchase of a second property. I have two questions. Is it true that the interest will be tax deductable if I take out no more than 100k? Secondly, how much typically will a Home Equity Loan cost me in fees?
|
| By
Ken |
Posted
on
10/04/07 Total Answers
3 |
| |
|
| |
|
|
 |
Is it true you can get a home equity loan after 30 days?
How long do you have to live in a home that appraised higher than what you paid to get a home equity loan?
Our credit is now damaged, is it still possible?
|
| By
leathers2003 |
Posted
on
10/09/06 Total Answers
4 |
| |
|
| |
|
|
|
How 2 solve for potential amount of credit available for home equity loan?
Here is the problem: Ramon owns a home that was appraised for $132,600. The balance remaining on his existing mortgage is $43,260. Ramon's credit union is willing to loan an amount up to 70% of the appraised value of a home. Based on this information, what is the maximum potential amount of credit that's available to Ramon for a home equity loan?
|
| By
Richardsbabygirl |
Posted
on
10/25/07 Total Answers
3 |
| |
|
| |
|
|
 |
Is a home equity loan easier to get if your credit is not that great?
I want to do some improvements in my house and I think a home equity loan will be the best thing for me....Suggestions anyone....
|
| By
"g" |
Posted
on
04/17/07 Total Answers
6 |
| |
|
| |
|
|
|
Does a co-signer need to be on the title to apply for a home equity loan or a home equity line of credit?
I'm thinking about applying for a home equity loan or line of credit for my home but am discouraged by my below average credit score. To refinance, any and all applicants must also be on the title document, so would the same rules apply on a home equity loan or line of credit?
|
| By
pingkitoe |
Posted
on
10/08/07 Total Answers
1 |
| |
|
| |
|
|
|
Should you use a different lending company when applying for a home equity loan?
We are going to apply for a home equity loan so we can put a pool in.Should we apply with our current mortgage company or someone new. Does it matter?
|
| By
stephanie s |
Posted
on
02/05/07 Total Answers
5 |
| |
|
|
| Question about :
Home_Equity |
Page : 1 2 |
|
|
