| Question |
 |
How can one apply for home equity loans ?
|
| By
Richard D |
Posted on
07/05/07 Total Answers
12 |
|
| Answers- |
| try di-tech.com |
| Answer by :
caly925 On Date
2007-07-05 12:41:36 |
|
| Go to the bank or lending company and fill out a form. |
| Answer by :
tonalc1 On Date
2007-07-05 12:41:52 |
|
| with a pen |
| Answer by :
RICHARD S On Date
2007-07-05 12:42:12 |
|
| call your mortgage company or your bank. |
| Answer by :
anonymous On Date
2007-07-05 12:42:24 |
|
| Got to a bank, or to the mortgage company that gave you the original mortgage, or to ING direct. |
| Answer by :
gbcopy On Date
2007-07-05 12:42:44 |
|
| www.1stmetropolitan.com/irvine
dont call ditech unless you want to get raked over the coals. i can recommend many lenders depending on the size, and type of equity loan you are looking for |
| Answer by :
Fatty On Date
2007-07-05 12:43:27 |
|
| I got mine through the bank that my checking and savings accounts are with. Sometimes you get less hassle from a bank you already have a relationship with. Also, it makes it easy to make payments...you can just transfer from one account to the other at your ATM or on your bank's website. |
| Answer by :
Schleppy On Date
2007-07-05 12:44:14 |
|
| HELOC - Home equity line of credit...If you like your current lender, call them and tell them that you want a heloc. If not, go to a local bank in your area; Bank of America, Sun Trust, Citi, Wachovia, etc and ask for assitance for a heloc.
Hope I helped = ) |
| Answer by :
Latina4life On Date
2007-07-05 12:46:21 |
|
| You can go through either a bank or a mortgage company/broker. Honestly, for a home equity line of credit, if your credit is over 700, then you will get about the same deal whichever you choose. If your score is below 700 then you may be better off going with a mortgage company/broker. They will be able to find more options for you in that case. Check out the links below for more information. |
| Answer by :
dzwreck On Date
2007-07-05 12:51:08 |
|
| You first have to own your home and have some equity in it. For example, you currently owe on a first mortgage 100000.00 and your home is worth 150000.00 based on the bank's appraisal. They may allow you to get a home equity loan up to 90-100% of value. Call a few local banks and ask what rate they are offering. If you want a revolving line of credit, it is based on prime. Try to find one that will pay all your closing costs for you and has a teaser rate for at least 90 days of prime less .50 or 1. |
| Answer by :
sal On Date
2007-07-05 12:53:13 |
|
| what state do you live in?
if you are in PA, DE or NJ look into www.tridentmortgage.com |
| Answer by :
drew_munoz On Date
2007-07-05 13:08:39 |
|
