Go Back To Search Results Question Who does home equity loans at more the 80% still? We have a house at 94900, and appraised at 125000 but it seems like every bank only loans at 80% of value now which is not much. Any ideas? thanks for the answers so far. Can I get a fha equity loan if my mortage is a conventional fixed not a fha? Thanks By adonaitrading Posted on 07/22/08 Total Answers 4 Answers- a wholesale lender M&I bank does but you need a broker to help with that and they go up to 90%. Also FHA allows up to 95% cash out. I am a mortgage banker in TN & KY Answer by : golferwhoworks On Date 2008-07-22 13:57:50 U.S. Bank will go up to 90% LTV Answer by : seekn2know On Date 2008-07-22 14:00:33 A FHA loan is about your only bet. The financial sector is running scared, and hemorraghing billions from the subprime loan fallout. Washington Mutual just today reported a 8.9 billlion dollar loss for just the pass quarter (3 months). http://biz.yahoo.com/ap/080722/earns_wachovia.html They want more down and higher equity as an assurance you won't foreclose. FHA is the only one I know of, that is crazy enough to offer you such a deal. Answer by : Cysteine On Date 2008-07-22 14:08:37 Talk to a broker, or a bank who will broker (such as National City). They can offer you a handful of options within just a few minutes. Answer by : gaonumen On Date 2008-07-22 14:09:51   Go Back To Search Results