| Question about :
Home_Loans |
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Are there home loans that do not look at medical bills on credit?
We are wanting to buy a house but my past medical bills is lowering my credit alot. I heard that there are loans that don't look at medical bills. Which ones?
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| By
shybaby7701 |
Posted
on
03/30/06 Total Answers
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Are there any home loans that dont check your credit?
If so, is the interest rate higher? Because my credit is bad.
I got no down for a house. I heard of 1st time home buyers, what are the requirnment for that.
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| By
mike |
Posted
on
04/23/06 Total Answers
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Home loans with low down payments require PMI insurance, so why are banks losing money on sub-prime mortgages?
A home loan with less than 20% down requires PMI (Private Mortgage Insurance). Since most "sub-prime" mortgages would require PMI, why are banks losing so much money on these loans? Shouldn't it be the insurance companies that lose the money?
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| By
cmsb705 |
Posted
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03/15/08 Total Answers
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Has anybody heard of american Financial home loans? Are they a good company to help out with bad credit ?
We are ooking for a home and they said they could help does anybody know how wellthey are and if they really can help?
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| By
BRYCE |
Posted
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05/22/08 Total Answers
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I am engaged to be married within a year or so and I was wondering about first time home loans?
meaning,.... can two people who are not yet married apply for a home loan and combine income on the application? I heard a friend talking that they did it about a year a go, just doesn't sound right. But the way the housing market is today and rent keeps climbing, it would be worth it to get a decent house and stop paying $ 650 torward rent that gives us nothing. Advice?
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| By
diddlemedic07 |
Posted
on
03/24/08 Total Answers
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Does anyone know the best company to give home loans to people with poor credit?
i have poor credit, but am slowly regaining control of it, anyhow, i am trying to get my family into a home, and want to know if anyone knows any home loan companies that are willing to work with people with poor credit. thx
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| By
Richard C |
Posted
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09/03/07 Total Answers
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Do you think rates will drop again for home loans?
We are looking at buying a home this year. Do you think because the last Gov cut didn't do as well as they hoped it would that they will drop the rates agian?
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| By
xrayvision |
Posted
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03/23/08 Total Answers
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I have heard about Variable rate home loans. But why do people choose that loan over a fixed rate loan?
Could there be a baloon payment with that type of home loan?
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| By
mik d |
Posted
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07/05/08 Total Answers
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How do they roll taxes into home loans?
My wife and I are young college graduates, and with the falling housing market, home ownership is looking better and better. We live in NW Wisconsin, where a decent home will cost you $115,000 - My question is this; how does the cost of taxes play into this? The average home tax around here is $1500 - $2,000 / year here. Does this mean that our loan of say $100,000 becomes $160,000 ($2k/yr/30yr)
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| By
Nathan H |
Posted
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06/13/08 Total Answers
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How do home loans work?
Hey there,
Lets say for example John Smith takes out a home loan of $500,000 for 30 years at 8.6% per annum.
What does it mean by "... at 8.6% per annum"? Like does he have to pay 8.6% of the 500K each year or somthin?
Cheers, totally clueless about loans
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| By
Felix D |
Posted
on
02/08/08 Total Answers
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Will conventional home loans be the next area of the credit sector to implode?
I really dont see the end of this mortgage crisis. I am really woried that the next bubble to burst are the prime mortgage homes. Please give details as to why you think the way you say.
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| By
dennisgonzalezdgm |
Posted
on
03/10/08 Total Answers
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Just who are all of the people defaulting on their home loans in America.?
These people made false statements on their applications, and some unscrupulous lenders aided these home buyers.
What is the demographic on these people?
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| By
bishopdon7 |
Posted
on
08/17/07 Total Answers
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can one broker small business loans to banks like a mortgage broker do with home loans?
I am a mortgage broker and want find out how I can fund small business loans too. can I broker them to banks?
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| By
peter |
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12/07/07 Total Answers
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I've heard that FHA home loans are good for first time home buyers. Is this true and what are they?
We are looking to buy our first home this year and we are trying to learn about the different types of financing options available out there.
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| By
pureofheart |
Posted
on
03/26/08 Total Answers
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Anyone with experience with VA home loans?
Do you have to have a down payment? Please give me any information you have dealing with VA home loans or suggestions, advice, experiences.
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| By
sinngme2sleep |
Posted
on
06/30/08 Total Answers
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How do people get home loans for like $200 even $300K and have monthly payments for less than $1000 a month?
My husband and I both have excellent credit (all 3 scores for both are above 780), and even with an ARM 5/1 loan our payments for even a 145K loan are more than $1000 a month. I see adds for loans for less and just wondered how they do this?
I know the disadvantages to an ARM loan. We will probably go that route anyway because we plan on only staying for a couple years.
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| By
JJK |
Posted
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04/12/07 Total Answers
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What would happen if home loans were 100% privatized?
In other words, if the government didn't lend money to banks to lend to borrowers. If lenders had to come up with the funds themselves to lend to potential homebuyers.
It seems to me that interest rates would be a bit higher, credit and down payments would mean more, and the housing market wouldn't have the ability to skyrocket in price as it has recently.
Your thoughts?
Is this yet another example of something that would work better if the government would get out of it all together?
...........K, so what if the Federal government didn't insure the loans???
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| By
hibby76 |
Posted
on
01/09/08 Total Answers
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How are bank interest rates calculated on home loans?
A friend's son has borrowed the amount of his mortgage from his step father and they are trying to calculate the interest. They know the rate but how is it calculated per month?
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| By
ozichick1 |
Posted
on
02/19/08 Total Answers
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Any information on single parent home loans. Or where to apply or with whom?
I have 3 children and bad credit from DIVORCE. So I would like to buy a home but I don't have enough credit at a bank to do so. Any help would be great. Thanks
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| By
Jeanetta S |
Posted
on
03/02/08 Total Answers
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Illegal immigrants have been getting home loans from banks in the USA for how long? And how many subprime?
Any idea how many illegal immigrants have gotten subprime loans over the last 3 years that have foreclosed and added to the number of losses for mortgage companies, share holders, house builders/sellers, inspectors, etc!?
Why is it, that so called experts don't want to address the question being asked instead want to defer to the procedures for loaning money to legal immigrants? There is a clear difference between legal and illegal, seems like you would not have to ask a person to clarify all the time. It's just weak, people dont want to actually address illegal immigrants as illegal and instead want to pretend they don't know what you are talking about.
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| By
eldude |
Posted
on
09/01/07 Total Answers
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Are there home loans for credit score of less than 500 if seller willing to hold second?
My fiancee and myself moved into the house we want to buy because the mortgage broker said we were approved - that was 2 years ago! since then, we have pd seller rent of $900 monthly and now everyone is coming out of woodwork with "past due bills". Now seller says buy or move out!
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| By
MRN |
Posted
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05/16/07 Total Answers
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What company has the BEST home loans with ZERO down?
My sister is considering buying a house, but does not have much $$$ to put down. Is there a loan company that easily approves someone with good credit and a secure job? This would be in California.
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| By
kookoo4travel |
Posted
on
09/18/07 Total Answers
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Question to those who are experts on home loans?
I co-own a home with a family member. It is owned free and clear, no debt is on it. We are considering consolidating all of our outstanding debt and doing home improvements on the property. What is the best option from a mortgage lender? Variable? Fixed? I have an appointment with a lender coming up soon and would like to be prepared. I have done some research but would like advice from someone in the field. Thank you very much.
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| By
curiositycat |
Posted
on
08/24/06 Total Answers
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can someone who be on two home loans at once?
Was just wondering if a person is already on a loan for a home as a cosigner can they be used as a cosigner for another. I already asked my realtor and he doesn't know.
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| By
baby girl |
Posted
on
09/15/06 Total Answers
5 |
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| Question about :
Home_Loans |
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