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I have been told there is a loan you can get based off of the applicants credit score...? and both the applicants income and the co-apps income without using the co-apps. credit. My boyfriend and I are looking into buying a manufactured home. Our first house. We have 10 acres that are being deeded to us, which I am told will cover our down payment. I have been told by the loan agency with the manufactured home that my score is fine for the loan, but putting my boyfriends on as co-app could hurt us. However, my income alone is not enough to get this high of a loan. I don't want a co-signer, just myself and my bf to be responsible. Anyone know how to go about this? Does anyone think we qualify for a 1st time homeowners loan even though it is a manufactured home? I'm not really sure where to go with it, or what kind of % we are looking at with just my score which is in the mid 600.... Yeah, and how many of the mentioned "loan" companies listed below are scams?? Sorry just a little sceptical
By urbabes1981 Posted on 02/19/08 Total Answers 2
Answers-
If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal. When searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that<!--allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here, http://best-loans.awardspace.com/ If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period-->you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.
Answer by : Shane On Date 2008-02-19 19:04:17

I found The best info about your Question HERE: (VERY good loans - c.cards - credit repair & score; info) http://new-loans-center.blogspot.com Good luck!
Answer by : tymmy On Date 2008-02-20 14:22:23

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