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| Question about :
Loans |
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Is it possible to consolidate student loans that come from different banks? And how would I do that?
I have undergrad student loans from one bank that I consolidated, and then graduate student loans from another bank. I am graduating in August and at that point I would like to have them all consolidated so I am not paying 3 different people each month.
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| By
KristenM |
Posted
on
04/09/08 Total Answers
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How is it possible to deduct more than just interest on student loans?
I have 160k students Sallie Mae loans. I know I can deduct the interest, but how could one deduct the entire paid off loans? Could one do it through an LLC as an education expense, or perhaps pay cash for a piece of property, then take a loan against the property to pay off the loan? How could I possibly deduct the entire loan?
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| By
MIDegn |
Posted
on
02/26/07 Total Answers
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Are there any student loans that include the cost of paying off a car?
I need to buy a new car, but I'm also planning on going to law school in Sep of 09. I'm planning on buying a modest entry level car for around 17-19km and planning to put 5000 down. However, when I go to school I wont be working and will still have payments. My question is, are there student loans available that could include the cost of paying off the remaining balance of the car at the time?
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| By
RameelRaymundo |
Posted
on
04/08/08 Total Answers
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Question about Tax Returns. Can I use my Student Loans for a Tax Credit. How does that work?
In my Student Loan accounts it says that I will be able to use a reportable tax interest form 1098E. Does that mean I can use my loan repayments as a tax credit or deductible? By the way, My loans are currently on Forbearance.
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| By
Agent 47 |
Posted
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01/02/08 Total Answers
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What are the best kinds of student loans to get?
I have 0 debt right now and just graduated from an undergrad institution. Now I am going to grad school that will take 2-3 years. I will have to get loans, but what kind of loans should I get?
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| By
Chicklet |
Posted
on
06/13/07 Total Answers
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Is it illegal to earn interest on unsubsidized loans?
I'm a student and I get many offers from the government and private companies for subsidized and unsubsidized loans. For those who don't know, unsubsidized loans are loans where the interest is paid by the government or private company until 6 months after I graduate or become less than a full time student. So it could theoretically be a free loan assuming I repay the principle within those 6 months, therefore avoiding interest.
My question is can I take out these loans and put the principle in high yielding CDs or savings accounts until it is time to pay them back? This way I make money on the interest from the loans, build credit, and won't have to pay interest. It seems like the government and private companies probably would not want me to do this as I am profitiing from a service that they are hoping to eventually profit from. That's why I ask if it is illegal in some way. Thanks.
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| By
disco_stud61 |
Posted
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07/20/07 Total Answers
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Do i have to have good credit for federal loans and private loans for school?
I am applying for financial aid to pay for school, but I might need loans to help me besides the grants. Do I need good credit for me to get any type of loan to help pay school?
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| By
Cameron C |
Posted
on
02/08/07 Total Answers
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How does a foreigners get loans for a business?
I have heard that foreign people get loans a lot easier for businesses. Are they government grants? Where do you go to apply for these? They are specifically for foreigners trying to invest in America.
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| By
amazedmaize |
Posted
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12/11/06 Total Answers
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Whats the difference between these loans?
I have heard of simple interest and fully amortized loans. What do they mean, and how do they differ to me as a lender specifically?
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| By
dbonedge116 |
Posted
on
07/25/07 Total Answers
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Can someone explain to me how student loans work?
I don't know anything about loans and I need some help. I want to go to make-up designory school in New York. It cost about $15,000. I'm most likely living on my own. Can I get money to help with housing cost and with school? The loan that the school has is Sallie Mae. CAn anyone give me some info on it? Also, I have no credit so can I still get a loan? How much do they give you adn how much do you have to pay each month? On the website it says something about repayment loans up to 15 years, does this mean you have to pay the loan off within 15 years? What happens if you don't? What happens if you don't have a credit worthy cosigner? Do they have to be living with you?
Thanks for any help you can give me!
What does:
intrest only payments mean?
defeered payments mean?
disburstment date mean?
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| By
ME!!! |
Posted
on
09/30/07 Total Answers
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What is the average amount of time it takes to pay back college loans?
I was living in a fantasy land when I thought those stupid little booklets that Student Loan Finance Corporation sent out for a payment plan, was all I had to pay. I never realized how many bloody years it actually took, until I called those creatures today. So, I'm wondering what is the average amount of time it takes for people to pay back their student loans? and why can you pay back a car loan for 20 grand in five years, but a college loans for the same amount takes 18 or something equally as insane? Thank you.
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| By
redangus22 |
Posted
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07/12/06 Total Answers
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what's the difference between unsubsidized and subsidized loans?
i'm trying to get a loan. but i don't know the differences between unsubsidized and subsidized loans.
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| By
melissa |
Posted
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10/23/06 Total Answers
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I want to consolidate my student loans that are taken over by a creditor and start making payments?
I had two student loans each about 2,500 dollars each. I have been out of work for 5 years raising my duaghter and haven't been able to afford any kind of payments on the loans. Since then a creditor has taken over. I now owe 8,000 to them. Is there any student loan companies that will take it over and I can make payments to them at a low interest rate. I am now working and would like to start paying on my loans. Thanks
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| By
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Posted
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08/14/07 Total Answers
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What do you call it in accounting when a shareholder loans the Corporation money?
I own a Corporation, being the sole shareholder. I have loaned the Corporation money. What is this called in accounting when I do the books? I know a shareholder loan is when the Corporation loans money to the shareholder. I think, possibly it is capital or equity, but I could be wrong. And does anyone know what ledger number it is given. I believe it goes in the 3000's. Are there any accountants or bookkeepers out there that can shed some light on this?
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| By
LTigerRay |
Posted
on
07/14/07 Total Answers
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How does the interest on education loans accrue?
I am talking about private loans.
Say I am getting a $20,000 unverified private loan with an interest rate of prime(7.75). What will this loan be in 1 year with no payments? I am struggling with exactly how to figure this out.
I am looking at putting my federal loans in a high yield savings account as being a nurse they will be paid after a while of working.
I know this question is kind of scattered, but so is my head right now.
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| By
nwaff102 |
Posted
on
10/25/07 Total Answers
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How to reduce payments on student loans and tuition?
My nephew cannot take out any federal loans and has used a lot of private loans to pay for school. He is out of school and cant afford the monthly payments the loans have given him. Also he did not pay for his last semester in Grad school and now they have sent his loan to a debt collector. Those payments are also expensive. What are some different ways to reduce this debt?
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| By
Bill B |
Posted
on
04/30/08 Total Answers
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How can I get around my husbands student loans?
Ok heres the thing, I want to go to college. I had a child in highschool so never applied then. I married & now that the kids are older (12, 10, 9) I want to go back to school. Every time I apply for aid I get turned down because of outstanding student loans. I have called them and they are my husbands not mine. They told me that I married him, hence I also married the outstanding loan. I know we are married but its not my fault he never paid the loan back once he was out of school. Its a 40,000.00 dollar loan and its just not in the butget right now to make 250.00 monthly pmts, which is what they want. All we can afford is about 50.00 a month, which will take a lifetime to pay back to 0.00. Is there any way aroun his student loan besides divorce?
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| By
hope |
Posted
on
03/16/07 Total Answers
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How to get a real loan to pay off payday loans?
These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?
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| By
us4candlers |
Posted
on
12/01/06 Total Answers
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How do I go about finding clients for mortage loans?
I'm a freelance mortage loan officer for Freedom Mortage. My success lies square with my finding my own clients to refinance, purchase or invest. We offer debt conslidation and cash back. I am able to do loans any where nation wide. I've been cold calling but no one calls back. HELP!
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| By
luvladyblue |
Posted
on
08/22/06 Total Answers
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can you get graduate student loans with home foreclosure on your credit report?
I know that you can get federal student subsidized and nonsubsidized loan, but these non-credit based loans only goes up to $20,000. The school I want to go to cost $60K. Are there any other types of loans out there available to grad students with bad credit? My FICO score now is 445.
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| By
T N |
Posted
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07/15/08 Total Answers
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What's the deal with student loans? How do they work come tax time? Do they count as income?
I have about 20,000 in stufent loans and I'm still in school, just curious how I file that with my taxes.
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| By
MsBhavn |
Posted
on
12/19/06 Total Answers
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What is the best company to consolidate my student loans through?
I am finishing up my bachelors degree and will then pursue my MBA. But I am figuring I will have 30,000 in student loans total after I finish up my bachelors. What Id like to know is what company is the best to consolidate through and how much money can I save? Also, If I have the money I can pay the loans off even before the 20 years correct? I mean I could pay them off asap right? Thanks
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| By
Jason K |
Posted
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10/26/06 Total Answers
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What is the best rate to cosolidate the student loans?
I graduated in May and still in 6 months grace period for my student loan. I would like to know what is the best rate (APR) to consolidate all my student loans.
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| By
Anthony T |
Posted
on
08/13/07 Total Answers
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What is a good company to consolidate private student loans with?
I would like to consolidate my private student loans but don't want to be subject to the pitfalls of those attractive offers like "Consolidate now and get a check fo $1000.00." I read the fine print of all the mail offers I receive but I don't trust any of them enough to persue them. I have about 40k to consolidate and will be returning to school in January to add a few more thousand. Has anyone already consolidated and had a good experience? I would be moving from Sallie Mae as my servicer. Please note, these are for private loans, not federal. Thanks in advance!
I would prefer not to consolidate with Sallie Mae. I had a rather awful experience with them recently and partly look to reconsolidate so that they are no longer my loan servicer .
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| By
RockCityNoseBleed |
Posted
on
11/01/06 Total Answers
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What company is the best lender for private educational loans?
I may have to take out a private loan to cover additional expenses. I will have enough for tuition, but not necessarily room and board. Any suggestions for a decent, well known lender of educational loans?
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| By
KND |
Posted
on
04/03/08 Total Answers
3 |
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| Question about :
Loans |
Page : 1 2 |
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