| Question about :
Loans |
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What to do when you run out of student loans?
I am on my last year of Grad school and I run out of student loans. I had the federal loans and a citi-assist loan but my school is telling me that I maxed out on the amount of loans I can get (the full cost of attendance). What can I do? I see there are private student loan option but some say maximum is total cost of attendance... this means I am ineligible? what are my options?
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| By
gserrado |
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03/25/08 Total Answers
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How do construction loans work?
My husband and I are working with a builder of a subdivision we are planning on building in. We chose a home from the options this builder has for the sub. To get started on the house, we need to give him $5,000 down. However we do not have the funds saved so we are able to do a construction loan. I've heard so many things about construction loans and how the fees are horrible. Yet, its been so hard for me to find any information. Would the fees be that steep, even though we only need $5000 down? Is there any specific banks/companies out there that make this process easier that anyone would recommend? Any help or information would be greatly appreciated. Thank You!
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| By
amber |
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08/16/07 Total Answers
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Can someone tell me how collateral loans work or secured loans?
I own four condo properties outright. I plan to put three units up for collateral. I need to know if there are any fees or interests attached to the loans? If so, what is the going interest rate for collateral loans? What are the kinds of fees to expect?
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| By
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07/19/09 Total Answers
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if i max out my student loans going for my associates degree, can i still get loans when i start my bachelors?
I have attended school for 3 years full time and have 80 credit hours and finally graduated. I have maxed out my loans allowable for my associates and am trying to go to school for my bachelors. Will i still be allowed to get loans for my bachelors or am i on my own? I graduated high honors and currently recieve scholorships as well, but they told me I may lose those as well.
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| By
Spell |
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05/05/10 Total Answers
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What are these types of student loans called?
I heard that there is a type of grant or student loan that you can get for college, and you wouldn't have to pay any of it back AS LONG AS you keep your grades above a certain level. If your grades dropped below the required level then you'd have to pay off the loans.
What type of loan is that called?
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| By
Natalie_Green |
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10/31/10 Total Answers
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How will student loans affect my credit check with the Transportation Security Administration?
Just graduated (with loans), and am in the application process with TSA. I wanted to know if my loans will affect my credit check negatively.
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| By
Tim G |
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09/14/09 Total Answers
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What types of loans are out thier for first time home owenrs with good credit?
What types of loans are out thier for first time home owenrs with good credit? The place that I want to buy is about $185 can I still get a zero down loan? If not what is the next best thing?
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| By
JJ |
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03/31/08 Total Answers
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How do I get loans for a masters degree?
I want to get a masters degree in speech and language communciation development. I have my BS but deferred my federal loans due to permanent and total disability. Can I still get loans for a masters? Or a class here and there?
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| By
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03/17/10 Total Answers
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How to consolidate private and federal student loans with a bankruptcy?
I have two loans thought Sallimae and one is a federal loan. I want to consolidate into one loan but am having trouble. One company said they could not help because I graduated from Ashford university online. I hope some of you have some suggestions cause I am at a loss.
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| By
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02/02/12 Total Answers
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How often do law students take out loans during the 3 years of enrollment?
Do law students typically take out 40k in loans for each school year, 120k in whole for all 3 years, or do they take out loans every semester during a given school yr (twice a year)?
I went to a in-state university and did not have to take out any sort of loans during undergrad...so i pretty much dont know shiet about this kind of stuff. Any input would be appreciated.
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| By
skeeet |
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12/28/11 Total Answers
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How many US auto loans and home mortgages financed by banks are out there?
I'm trying to discover the # of US home mortgages and auto loans financed by banks in the US and the average value of each type of loan. It's for a school project.
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| By
khulet |
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08/30/07 Total Answers
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What kind of Private loans should I look into?
I am a full-time student, and I eventually might have to look into Private loans to help fund my college education and living expenses. What loans should I look for, and where should I look?
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| By
Jnaujo |
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03/27/09 Total Answers
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Is paying off defaulted loans that aren't on my credit report going to help my credit score?
I owe $9,000 in student loans. They just started garnishing my wages for $500/month. The loans were from 1998 and do not appear on my credit report. The collection company told me that once they're paid off that they will appear as not in default on my credit.
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| By
Reddog |
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09/26/07 Total Answers
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What to do if you have many loans from private money lenders?
One of my relatives has quite a few loans from private money lenders at high rates of interest. What is the best possible way to repay all the loans in one shot by taking one loan from some bank?
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| By
swarnab g |
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on
08/19/09 Total Answers
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What is the difference between secured and unsecured personal loans?
In my math project I have to explain the difference between these two types of loans when getting a car loan, and why I have to use an unsecured loan when the secured loan interest rates are lower. If someone could explain this to me, I would give them a best answer vote.
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| By
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Posted
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01/07/10 Total Answers
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What are in-school deferments in reference to student loans?
I just checked my loan balance page, and it says for the two loans from undergrad, there are in school deferments for a period of time.
I'm currently in school again right now, and will be for the time frame of these two loans. Does that mean, while I'm in grad school, I don't have to pay the undergrad loans? Or, is there more to it?
Thanks!
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| By
judithsr |
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10/18/08 Total Answers
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What happens to subsidized loans for college if you take a summer off?
Subsidized loans for college, says the goverment pays the interest as I attend school at least on a half time student. Which is 6 credits a semester. But what if I only take one (3credit class) or even take the entire summer off? Will I be responsible to start paying for my loans, even if I would go back in the Fall Semester?
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| By
4U2NV |
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02/18/09 Total Answers
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What happens to 401k loans when you change jobs?
If I am planning to leave my job in the near future and I have 30k in my 401k and approx. 12k in loans, how will the loans be repaid? Do I pay the taxes at year end? Also what if I decided to cash out the rest?
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| By
Flying J |
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06/20/07 Total Answers
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How do loans work with tuition and housing? How do I go about applying?
I already applied for financial aid for Fall 10-11
I got accepted at the school of my choice.. and I need to apply for housing and loans.
How does the process work and how is the aid and loans divided into paying for all of it?
Specifically a stafford loan..
if you can suggest other good loans that would be great! thanks!
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| By
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Posted
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03/09/10 Total Answers
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How do I get loans to go to school without a cosigner?
After the completion of Fafsa and such, I only need $11,000 or so to pay for my upcoming freshmen year of college tuition. My parents are unwilling to sign loans for me to go and I can't guarantee that the private scholarships I've applied for will be enough to cover the remaining costs. Is there anyway at only 17 I can get loans myself or come up with the money before my freshmen year begins in august. Please help.
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| By
Georgia_Rulex91 |
Posted
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05/06/09 Total Answers
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How long does student loans take to get though?
I applied for student loans like last week and it said I'm suppose to receive something in 24 hrs, but I didn't get anything back yet and I'm afraid that if it doesn't go through by the time I start school tomorrow, I won't be able to go to college. Does the student loans pay for the classes and books too or you still have to pay? If yes, how does the payment plan actually work? I know it's like a monthly pay, but how do you do it?
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01/18/11 Total Answers
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How soon can I defer my student loans after joining the military?
I am joining the Air Force in the next couple of weeks. I have around 30k in Federal Student Loans. They will pay 10k of it off for me for enlisting. How soon can I defer my loans? Right after I sign an Air Force contract? Or after Basic Training? I was just wondering if I can defer my loans while I wait to be sent to basic, if i can defer them at all?
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| By
Matt G |
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05/24/11 Total Answers
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How do I consolidate secured loans that currently hold collateral?
I have a few loans that I am having trouble keeping up payments because of my low income as being a part time employee at Lowe's. My hours change due to budget, therefore my income changes. I really want to pay all four of these loans but I have a one year old daughter to take care of and they are threatening legal action.
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| By
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07/26/10 Total Answers
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How do I consolidate student loans from different lenders?
I have three loans from three different lenders. Who would buy up all three of my loans and give me a decent interest rate? I have good credit.
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| By
phildarthebuildar |
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04/28/07 Total Answers
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How easy is it to get private student loans right now?
I have no credit, nobody to co-sign, I'm 25 this month with only 14 community college credits. Does anybody on here have a similar situation as mine and has been approved for private student loans? If so, for how long will the loan sustain your education and what kind of interest rate is the loan?
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| By
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Posted
on
11/21/10 Total Answers
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| Question about :
Loans |
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