Go Back To Search Results Question U.S. Low Interest Loans? Does the gov. offer low interest loans, to individuals? I need a low interest loan. I'm not a student,homeowner, or a small business owner. I'm just have mounds of credit card debt that I cannot pay off because, of the interest. Most banks interest rates are too high! Help! By de33vine@sbcglobal.net Posted on 03/06/09 Total Answers 2 Answers- call obama he will write you a check. lol no it is all on you Answer by : golferwhoworks On Date 2009-03-06 13:21:52 First go to your bank and tell them you have some credit cards you want to pay off with a signature loan. They may give it to you if you have good credit. The interest rate should be lower than 10% otherwise try a different bank. Second if you cannot do that then search the internet for 0% interest credit cards. You want to make sure they have free balance transfer and 0% on balance transfers. It may seem like a juggling act.. That is because it is. You transfer your debt from one card to the 0% card then you have 6,12, and sometimes 15 months to pay that off at 0% instead of the high rate you have now. Good Luck! Answer by : Tyson James On Date 2009-03-06 15:42:22   Go Back To Search Results