Warning: include() [function.include]: URL file-access is disabled in the server configuration in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include(http://www.hurryloan.com/rightbar.php) [function.include]: failed to open stream: no suitable wrapper could be found in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include() [function.include]: Failed opening 'http://www.hurryloan.com/rightbar.php' for inclusion (include_path='.:/usr/local/share/pear') in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78   Go Back To Search Results Question In the state of Louisiana can only my husband apply for a morgage? My husband has a little better credit score than I do. Can he apply for the morgage without my name on it. My income is not a factor. Thanks By lowery44 Posted on 05/19/08 Total Answers 2 Answers- Yes, your husband can apply for a mortgage in only his name, if he qualifies without your income. He will own the house in his own name only, but he can put your name on the title of the house after it closes escrow. Answer by : Galt Realty On Date 2008-05-19 21:05:37 Yes, but adding your name to the title when only he is on the mortgage will almost certainly violate the terms of your mortgage and could result in the lender declaring him to be in default. That is because most mortgages have a "due on sale" clause and adding someone else on the title is a sale for the purposes of that clause. Answer by : liberal48 On Date 2008-05-19 21:57:40   Go Back To Search Results