Warning: include() [function.include]: URL file-access is disabled in the server configuration in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include(http://www.hurryloan.com/rightbar.php) [function.include]: failed to open stream: no suitable wrapper could be found in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include() [function.include]: Failed opening 'http://www.hurryloan.com/rightbar.php' for inclusion (include_path='.:/usr/local/share/pear') in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78   Go Back To Search Results Question When getting a morgage can you use a girlfriend income but not have them actually be on the loan? My boyfriends credit is alittle better than mine. we want to get our first home. we want to only use his credit but want to be able to have both of our incomes counts. Is this possible? By moodringgrl Posted on 07/15/08 Total Answers 3 Answers- No. Only income from people who will be liable for the mortgage is counted. The bank needs to know that they can legally count on your income and have recourse if something happens. If you are not on the papers, they will have no recourse to your income. Answer by : Steve D On Date 2008-07-15 21:18:41 Probably NOT ... It would depend on the mortgage company / bank that you are using .... MOST lending institutions need to be able to know that they will get paid ..... and IF your income is counted and down the road, you and your boyfriend split up ..... one of you, most likely would NOT want to pay on the loan anymore .... The thing to do is to consult with your lender ...... Answer by : HIGH SHAMAN On Date 2008-07-15 21:21:14 In today's loan market...No. If you want his income counted or yours both, then the both of you have to be on the loan and they would have to check both credit reports. Answer by : ♥ Mary ♥ On Date 2008-07-15 21:26:22   Go Back To Search Results