| Question about :
Mortgage_Loans |
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is it advantageous to talk to different banks/mortgage companies for options on mortgage loans?
we are first time homebuyers and will be looking to get an FHA loan...is it okay to talk to, maybe like, three different places (2 banks and 1 mortgage company) to see what is available to us?...or will that hurt us?
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| By
jettamadness |
Posted
on
05/23/08 Total Answers
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Aren't these traunches of complex and worthless mortgage loans really just bogus assets used to fool people?
They were worthless stacks of paper to inflate their balance sheets and, thus, qualify to make more loans and investments. They got around the law for required assets with mind numbing bs. Pure smoke and mirrors. They found a way to get more and more leverage.
The banksters are still lying, my friend. It is worse than they say. If carefully audited, these worthless mortgage notes will be determined to be be nearly worthless to completely worthless. Lies, lies and more lies.
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| By
Tempting |
Posted
on
02/15/09 Total Answers
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How are mortgage loans the root cause of the rising number of bank failures.?
I don't understand! If a bank lends the home buyer money to purchase a home and the purchaser makes payments for some period of time but ultimately has to default on the loan, doesn't the bank make money? It receives the payments, forecloses on the home and can then resell the home to another buyer. If the market is depressed, can't the bank retain the home as an asset until the market returns to normal? So, if these statements are true, how can the bank blame loan defaults as the cause of the failure?
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| By
oldmanwithcoyote |
Posted
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08/29/09 Total Answers
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Is it illegal to do Real Estate and Mortgage Loans?
I heard that a well known real estate company was doing both loans and selling real estate and they were arrested recently. Is there a law that prohibits this practice. If you are licensed must you chose one or the other?
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| By
G G |
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08/16/07 Total Answers
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What lenders offer zero down mortgage loans?
Please provide specific names or experiences you have had trying to get a zero down mortgage loan.
Thank you
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| By
wonderlandgurlie |
Posted
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03/24/10 Total Answers
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How much are Real estate attorneys fees to remodify mortgage loans?
Are they worth getting in this time of need? I was laid off and don't have alot of money. Will these people work with me to pay them to redo my loan appropriately?
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| By
P R |
Posted
on
02/27/09 Total Answers
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any suggestions for second mortgage loans with fair credit?
i wanna do my upgrading to a prorperty that was pass on to me. I have already taking over mortgage payments. Now i want to do some upgrading and need a little help in the financial department.
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| By
ms.diva1982 |
Posted
on
07/11/10 Total Answers
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Do FHA mortgage loans interest rates vary by lender or are they the same across the board in your area?
Thank you, Michael. Do you know if the interest rate is negotiable or it will just vary by the lender?
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| By
Amy |
Posted
on
10/05/09 Total Answers
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Is it reccomended to use newspaper ads for mortgage loans?
Im looking to attract more clients and I was wondering for any loan officers who have done it, if putting in a 3 lined ad in a 200k circulated paper might be good for attracting promising clients. If so whats the guestimated number of calls that you have recieved from putting it in the sunday edition, and what are some reccomended tips on whats to say in the ad? "We will work with you"? "100% FHA financed"?
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| By
samsrei |
Posted
on
07/10/08 Total Answers
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How can lenders offer $200,000 mortgage loans without a ssn number?
How can they make sure you have good credit and that your not just going to walk away from the loan?
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| By
Poppy |
Posted
on
12/11/07 Total Answers
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What incentives exist for people with disabilities to obtain small business loans and mortgage loans?
Two of my brothers have disabilities and want to start a neck tie shop, if possible.
Thanks!
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| By
American whose diversity is silenced |
Posted
on
04/16/10 Total Answers
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Why do amortized mortgage loans have such high interest payments and such low principle paydown ?
Why do amortized mortgage loans have such high interest payment during the first few years? The seller is offering seller financing. Can I offer “straight line " loan where say the principle and interest is 50/50?
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| By
raclawski04@ameritech.net |
Posted
on
04/24/07 Total Answers
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Why are mortgage loans based on a Gross income instead of my Net?
Doesn't make any sense to figure what I can afford based on what I earn BEFORE the government takes their cut. Why don't they do it based on what I have left over?
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| By
PhotoMan |
Posted
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08/24/08 Total Answers
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Is it hard to get zero-down or 3 percent down mortgage loans now?
I have good credit and stable job, and I just refinanced my current home at 4.65% fixed for 30 yrs and really lowered my payment. I'd like turn this current home into an investment property and then buy another home with zero or 3 percent down, 5 percent down, etc. Is it difficult at this time?
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| By
J. |
Posted
on
07/29/09 Total Answers
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Can I apply for 2 mortgage loans from 2 different lenders in parallel for the same property?
What would be the consequences if I did so?
One lender quoted a better rate but did not seem confident in approving the loan on time. I trust the other lender, but they have a higher rate.
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| By
Roy |
Posted
on
03/11/07 Total Answers
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I have two mortgage loans. Can I offer $5k to my second mortgage, to cancel the debt?
I have two loans- 441,000.00 and 77,000.00. House is only worth about 520,000.00. I need to get out of it asap. Can I offer the lender of the second mortgage some money to get out of it before I do a short sale on the first? I was thinking about $1000 to $5000. Thanks! I need all the answers I can get.
I owe 520k, it may only sell for that amount if I'm lucky, definitely not more. Can I please have people with experience in this answer the question. I've read that in some short sales, the second mortgagee gets zero.
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| By
YoungGirl |
Posted
on
09/30/07 Total Answers
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Have the standards for securing a Commercial Loan changed as the home mortgage loans?
Is it going to be more difficult to secure a 800K Commercial Building loan than say 6 months ago? I will be in the market for that kind of loan in the next week or two and haven't a feel for the market right now.
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| By
jason |
Posted
on
10/28/07 Total Answers
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what banks are helping customers the most to modify their mortgage loans?
i am closing my accounts with b of a and want to switch to a bank that is helping people.
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| By
Patricia |
Posted
on
04/20/10 Total Answers
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How many mortgage loans can a person have at one time?
Is the sky the limit or is there certain amount one person can have?
I want to buy a house...live there for a couple of years, move, rent that, then buy a bigger, better house later.
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| By
Where's my scooby snack? |
Posted
on
03/17/10 Total Answers
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Are there mortgage loans available to buy a house outside of the US?
I'm thinking about a second home or vacation home, rates are much, much lower here versus latin america.
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| By
neo555 |
Posted
on
06/11/07 Total Answers
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What are some first time buyer options for mortgage loans?
FHA Doesn't apply for what we are trying to get.
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| By
Jennifer |
Posted
on
11/06/08 Total Answers
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What is a Reverse Mortgage and are they good loans?
My neighbor told me about these reverse mortgage loans and I wanted to ask here if this a safe way to get some cash out of my home.
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| By
*MacDaddy* |
Posted
on
11/08/08 Total Answers
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Read that 5 million of the bad mortgage loans were to illegal aliens, how could that be?
How could the elected officials allow this to go on. Don't they have oversite committees to watch out for stuff like this.
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| By
R J |
Posted
on
01/17/09 Total Answers
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I have a question regarding private mortgage loans?
This might be a really dumb question but it's legit. This is about investing by doing private mortgage loans. I was wondering when you are doing a private mortgage loan and your charging... lets say 10% interest on a $50,000 loan... does that mean your charging 10% interest a month or does that mean a year? If you can give me any kind of feedback about this type of investing.. It would help me a lot! Thanks!
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| By
ChanceThis |
Posted
on
08/15/09 Total Answers
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Will the prime rate for 20 yr fixed mortgage loans decrease further?
My parents are considering refinancing. Should they do it now or wait a few months?
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| By
Praveen Pradeep |
Posted
on
03/22/08 Total Answers
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| Question about :
Mortgage_Loans |
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