| Question about :
Mortgage_Loans |
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Is there an income limit on 203k renovation mortgage loans?
I know theres limits on a regular FHA mortgage, was curious if the same standards apply.
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| By
QandA |
Posted
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12/06/11 Total Answers
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Are there any banks that give mortgage loans to people with bad credit?
I am looking to buy my first home. My goal is to get to a 620 credit score but I know this will take quite some time. I was wondering if there are banks out there that give you loans to buy a home if you have bad credit or if there are programs out there that help you fix your credit to get into your first home? My best credit score of the three credit agencies is 550. The worst is 490. Please help!
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| By
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Posted
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05/22/10 Total Answers
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are there mortgage loans that will use only your HiGHEST score?
I have had credit problems in the past and would like to get a 155k mortgage loan. My high score is 620 and would like to know if there are loans that will use the high score?
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| By
curious1 |
Posted
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04/24/07 Total Answers
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if you have 2 interest only mortgage loans, can you do tax deductions on the both?
I am talking about the case when you got 80/20% mortgage loans with 0% downpayment. I know that the 80% one is fully deductable, but not sure if I can deduct taxes for the second one
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| By
Ekaterina K |
Posted
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12/21/06 Total Answers
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what are the different types of mortgage loans now available?
Loans offered to homeowners in foreclosure at this time, and the rates?
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| By
Sandra |
Posted
on
04/02/09 Total Answers
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Do student loans show up when applying for mortgage loan?
It doesn't look like my student loans show up as part of my monthly debt when applying for a loan. I have been in forebearance, but do pay each month and am just recently able to start paying the full amount. Let me know. Please, no guesses - only if you know for sure. Thanks.
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| By
Jo |
Posted
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07/17/08 Total Answers
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is it advantageous to talk to different banks/mortgage companies for options on mortgage loans?
we are first time homebuyers and will be looking to get an FHA loan...is it okay to talk to, maybe like, three different places (2 banks and 1 mortgage company) to see what is available to us?...or will that hurt us?
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| By
jettamadness |
Posted
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05/23/08 Total Answers
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Aren't these traunches of complex and worthless mortgage loans really just bogus assets used to fool people?
They were worthless stacks of paper to inflate their balance sheets and, thus, qualify to make more loans and investments. They got around the law for required assets with mind numbing bs. Pure smoke and mirrors. They found a way to get more and more leverage.
The banksters are still lying, my friend. It is worse than they say. If carefully audited, these worthless mortgage notes will be determined to be be nearly worthless to completely worthless. Lies, lies and more lies.
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| By
Tempting |
Posted
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02/15/09 Total Answers
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Is it illegal to do Real Estate and Mortgage Loans?
I heard that a well known real estate company was doing both loans and selling real estate and they were arrested recently. Is there a law that prohibits this practice. If you are licensed must you chose one or the other?
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| By
G G |
Posted
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08/16/07 Total Answers
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How are mortgage loans the root cause of the rising number of bank failures.?
I don't understand! If a bank lends the home buyer money to purchase a home and the purchaser makes payments for some period of time but ultimately has to default on the loan, doesn't the bank make money? It receives the payments, forecloses on the home and can then resell the home to another buyer. If the market is depressed, can't the bank retain the home as an asset until the market returns to normal? So, if these statements are true, how can the bank blame loan defaults as the cause of the failure?
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| By
oldmanwithcoyote |
Posted
on
08/29/09 Total Answers
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What are the effects of outstanding business loans on my home mortgage application?
I have debt from my old business and now I am a student. However we deligently paying monthly minimum payment. To purchase a home I am willing to put 5% down. With me and my spouse we have more than required income to pay monthly mortgage and other expenses.
What are the chances of obtaining mortgage loan in this situation? Is my application going to get rejected ? Does business loans have any impact on my personal home mortgage application?
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| By
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Posted
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10/28/10 Total Answers
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What lenders offer zero down mortgage loans?
Please provide specific names or experiences you have had trying to get a zero down mortgage loan.
Thank you
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| By
wonderlandgurlie |
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03/24/10 Total Answers
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How much are Real estate attorneys fees to remodify mortgage loans?
Are they worth getting in this time of need? I was laid off and don't have alot of money. Will these people work with me to pay them to redo my loan appropriately?
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| By
P R |
Posted
on
02/27/09 Total Answers
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What are federally backed or insured mortgage loans?
What are the advantages and disadvantages? Especially for first time home buyers? Is it better than a regular loan?
Thank you in advance for your help
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| By
lefemepetite |
Posted
on
09/23/10 Total Answers
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How does the Aug 2nd deadline affect car loans and mortgage loans?
If you are already paying a 24% car loan, why would that go up if we default, isnt that already in ur contract?
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| By
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Posted
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07/27/11 Total Answers
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How would you draw an elastic and inelastic curve for mortgage loans on a supply graph?
I'm in Economics and need to know how to draw these curves. Also, could you explain why they are drawn how they are?
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| By
iUser |
Posted
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09/27/10 Total Answers
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Do FHA mortgage loans interest rates vary by lender or are they the same across the board in your area?
Thank you, Michael. Do you know if the interest rate is negotiable or it will just vary by the lender?
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| By
Amy |
Posted
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10/05/09 Total Answers
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Is it reccomended to use newspaper ads for mortgage loans?
Im looking to attract more clients and I was wondering for any loan officers who have done it, if putting in a 3 lined ad in a 200k circulated paper might be good for attracting promising clients. If so whats the guestimated number of calls that you have recieved from putting it in the sunday edition, and what are some reccomended tips on whats to say in the ad? "We will work with you"? "100% FHA financed"?
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| By
samsrei |
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07/10/08 Total Answers
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How can lenders offer $200,000 mortgage loans without a ssn number?
How can they make sure you have good credit and that your not just going to walk away from the loan?
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| By
Poppy |
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12/11/07 Total Answers
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What incentives exist for people with disabilities to obtain small business loans and mortgage loans?
Two of my brothers have disabilities and want to start a neck tie shop, if possible.
Thanks!
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| By
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Posted
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04/16/10 Total Answers
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Why do amortized mortgage loans have such high interest payments and such low principle paydown ?
Why do amortized mortgage loans have such high interest payment during the first few years? The seller is offering seller financing. Can I offer “straight line " loan where say the principle and interest is 50/50?
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| By
raclawski04@ameritech.net |
Posted
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04/24/07 Total Answers
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Mortgage Loans and Social Security Disability Statements?
I want to get a mortgage loan and the bank wants me to get a letter from the Social Security Administration stating that my disability will last at least 3 years into the future. I've had disability for 10 years now but they want proof of future disability. I've searched for data on this type of statement but found nothing about how to go about getting one. Anybody know anything about this?
Lisa (below) says a letter from my doctor should be enough. I agree. Unfortunately my bank doesn't.
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| By
considal |
Posted
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01/11/11 Total Answers
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Why are mortgage loans based on a Gross income instead of my Net?
Doesn't make any sense to figure what I can afford based on what I earn BEFORE the government takes their cut. Why don't they do it based on what I have left over?
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| By
PhotoMan |
Posted
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08/24/08 Total Answers
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Is it hard to get zero-down or 3 percent down mortgage loans now?
I have good credit and stable job, and I just refinanced my current home at 4.65% fixed for 30 yrs and really lowered my payment. I'd like turn this current home into an investment property and then buy another home with zero or 3 percent down, 5 percent down, etc. Is it difficult at this time?
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| By
J. |
Posted
on
07/29/09 Total Answers
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Can I apply for 2 mortgage loans from 2 different lenders in parallel for the same property?
What would be the consequences if I did so?
One lender quoted a better rate but did not seem confident in approving the loan on time. I trust the other lender, but they have a higher rate.
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| By
Roy |
Posted
on
03/11/07 Total Answers
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| Question about :
Mortgage_Loans |
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