Go Back To Search Results Question how or who is willing to give personal loans to consolidate my credit cads. i want to avoid bankruptcy.? i have been doing some Research and discovered that there are just to many consolidation company's that are scams .i need help and don't want to get caught up even more. i do not understand why as a taxpayer that we are able to bail out the banking Industries but thay wont give out personal loans. By Posted on 06/05/09 Total Answers 1 Answers- I would recommend just cutting up your credit cards and not using them. Debt CONsolidation loans are just simply that...Cons. what you need to do is to quit living and spending off your credit cards and pay with cash. Personal Finance is like 20% knowledge and 80% habits. change your habits and you can change you financial standing. Check out Dave Ramsey's website for more info. Also check out his archived shows on hulu.com to observe the advice he gives! Answer by : tastoller On Date 2009-06-06 10:27:05   Go Back To Search Results