Go Back To Search Results Question Is it possible to refinance a car? Even when the state keeps your title for the current lender? Someone told me that it's possible to refinance a car. But North Carolina State destroys your title until it's paid off. Can I refinance my car without my title? By Big Joe Posted on 01/09/08 Total Answers 2 Answers- I have never heard of this but have you called them just to recheck if this is true. The only reason I ask is that someone can be added to a title for many reasons including refinancing, so why would they destroy the title ??? NCDMV's Customer Service Office 919-715-7000 Answer by : UCANTCME On Date 2008-01-09 13:13:42 What are you talking about? Why would the State destroy your title? Actually, why would they even have the title? It should be in the hands of whomever gave you the loan unitl it's paid off, then it will be transferred to you. You need to provide more information on your situation. Answer by : Jasmine On Date 2008-01-09 14:10:26   Go Back To Search Results