Go Back To Search Results Question How long after a discharged Chapter 7 bankruptcy can I refinance? Hi, The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I've heard that Ch. 7's are different from Ch. 13's in terms of the refinancing waiting time. By prettycre8ive Posted on 01/30/08 Total Answers 1 Answers- 1 day if u have reestablished good credit, and have the equity, figure you will be lucky to get 69% of the loan to value, and if you dont have reestablished great credit in excess of 720 scores dont bother because it isnt going to happen for u Answer by : donald e On Date 2008-01-30 12:39:12   Go Back To Search Results