| Question about :
Refinancing_Homes |
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My 5/1 arm will reset in 18 months, should I refinance home mortgage now, or wait for few more months?
Current rate of ARM interest is 5.125%. Would it better to go for 6.75% mortgage refinance at no closing costs, if I am planning to live in the same house for next 7 to 10 years?
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| By
deedee |
Posted
on
04/10/08 Total Answers
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Question about refinancing home??
My boyfriend and I bought a house together about a year and a half ago, a few months after buying the house we broke up. He wants to keep the house. Will he have to get the house refinanced to get my name off the house or is there another way to get my name off without refinancing it?
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| By
brooke |
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11/27/06 Total Answers
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Refinancing home in my name.?
My husband and I have been married 2 years, live in Texas. He already had the house when we got married, he had bought it a year prior in his name only. Now we would like to refinance our home, our current mortgage company is Chase and we are having so many problems with them, they say we are behind with our payments even though I have proof we are not and they keep giving us the run around. Well we would just like to refinance with another company. Problem is hubby got into some financial trouble and his credit is horrible. I though have better credit, how would we refinance the home with my credit, I am not on the current chase loan (although we recently filed hardship and got new payment plan and I had to sign the papers as well, don't know why), and I'm not on the title/deed. How would we go about refinancing with my credit? Thanks for your help.
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| By
Apollo's Mommy |
Posted
on
03/30/07 Total Answers
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How can refinance home loan help me save money?
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| By
Daltree E |
Posted
on
01/03/08 Total Answers
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How can a refinance home mortgage help me?
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| By
Isabella D |
Posted
on
01/08/08 Total Answers
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Refinancing home to get money! 15 year or 30 year?
We need to refinance our home fha to get out all our equity to pay off bills. Our mortgage will be 250,000 at 5.8 percent. My husband is 51 and I am 43 we will not hae any equity. Should we do 15 year or 30 year. I want to do 15 year old but we will be 200 short a month. I am worried because of our age and the current market. We could get a second job since we will be short on 15 year. Any adice?
some of my keys are broke!
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| By
wendyhopkins429 |
Posted
on
06/09/08 Total Answers
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Credit Card Debt. Refinancing home for payoff!?
We are trying to refinance to fha to get out our equity to pay off huge credit card debt instead of bankrupcy (chapter 13). Once we get the money we owe 8 credit cards money totalling 48,000 dollars at 23%. Will they negociate with us so we can pay less - we are going to pay all credit cards off.
I do not want to make any payments again - we are paying these off in full if we need to . I am pretty sure I should not close them.
AT THIS TIME I DO NOT CARE ABOUT OUR CREDIT - I WILL BE PAYING CASH ONLY IN THE FUTURE. CREDIT CARDS CAN REALLY MESS UP YOUR LIFE!
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| By
wendyhopkins429 |
Posted
on
06/09/08 Total Answers
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So why is it that Feds cutting interest rates is causing banks?
to increase interest on new long-term loans or refinanced home loans? Isn't the whole idea to lower interest rates and prevent home owners from defaulting thus causing problems for the instittion that financed their loan?
ah so it really isn't going to do anything but put a band-aid on the problem?
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| By
qncyguy21 |
Posted
on
03/18/08 Total Answers
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my credit is about 650 and next year i want to refinance home?
i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i get another credit card or loan
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| By
jonthegr8tone |
Posted
on
05/18/07 Total Answers
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what government agency helps with lowering your mortgage payment?
what is the name and contact information for the government agency that is currently in place to help home-oweners refinance home loans at a lower rate.
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| By
sarah k |
Posted
on
03/17/08 Total Answers
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Real Estate Tax Liability Question on transfer of property?
Scenario: Sister Claudia in California purchased a home at $330,000 and gives title to sister Isabella AFTER 2 years. Sister Isabella then refinances home at 429,000, but now decides she wants to sell the same home at 490,000. What is Isabella's Tax Liability if any?
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| By
Marco |
Posted
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10/06/06 Total Answers
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How to smart refinance home loan???
want to do refinancing an home loan.
need to lower my monthly payments and i don't want them to raise during the time.
what to ask for?? where to go??
lending tree???
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| By
NONEK |
Posted
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12/07/06 Total Answers
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Need to refinance home loan-only work part time & 2 credit card accts have been turned to collections -help!?
Have lived in house 14 years, so there should be some equity and I have been late on house pymnt TWICE in 14 years.
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| By
pedobilt |
Posted
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02/10/06 Total Answers
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Just refinanced home and want to move soon...?
I have been dating a guy for 10 mo. and we plan to marry sometime in the future. He moved four hours away b/c of a job transfer. I was planning on moving closer to him in Jan.
I just refinanced my house last month to lower my payment. I noticed in my closing documents that I have to claim my current house as my primary residence (and provide proof if asked) for at least one year which is next July. But I want to move in Jan. The contract also says the mortgage co. will allow me to move if there are extenuating circumstances that are beyond my control.
When I moved, I hoped to rent out the house. But if the contract says I have to claim this as my primary home for 12 months I can’t do that either.
Does my reasoning justify cause to move earlier than the contract allows? Or am I screwed and half to wait a whole year before I can be closer to my sweetie? Is there some way out of this without breaching the contract and putting myself in major in debt?
Does anyone have any advice?
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| By
cc |
Posted
on
07/09/07 Total Answers
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Will I be able to refinance home, if it was on market?
My house is on the market. But, I decided to pull it off and refinance it, pay off bills & keep it until I am done with school. I have been told that you cannot refinance if your home was recently on the market. But, I have also been told sometime s you can. This is in California. Does anyone know if I can refinance it if I pull it off the market? I have not been able to find any info online. So any mortgage brokers or banks in CA, If you know what the stipulations are, please let me know. Or if anyone has refinanced after their house was on the market. Who did you use & what did you have to do? Thanks
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| By
jOE l |
Posted
on
12/08/06 Total Answers
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Should I refinance Home Equity loan to consolidate credit card debt (I am buying a new house in 120 days)?
Consider this:
1. I have $30k in credit card debt.
2. I have a 1st mortgage for $200k (4%) and a Home Equity line of $170k (at prime rate) with no additional credit available.
3. I am buying another house at the end of April.
Would I be better off refinancing my Home Equity and Credit Cards into a new Home Equity loan, or just stick with it as is?
I have heard that I may be able to get better rates on my loan for my new house if I refinance. Could this be true?
Thoughts? Opinions? Alternatives?
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| By
Sean J |
Posted
on
12/14/05 Total Answers
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| Question about :
Refinancing_Homes |
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