Go Back To Search Results Question refinance home any tips you can give me? what tips can someone give me on refinancing my home? i have a 30yr fixed mort at 5.8. the broker says they only do 30 or 20yr mort.? what should this cost me? im in FL. By Posted on 02/02/12 Total Answers 2 Answers- Never do points. No gimmicks such as variables or options. No ARMS. Google Bankrate.com On the right you will see the average going rates on mortgages. 30 year fixed average 3.87% 15 year fixed average 3.16% If your credit score is borderline, pay credit cards in full tonight. Google: closing costs calculator florida or refinancing costs how much expected to pay florida. If you plan to move out in 5 years or less, don't re-fi. Answer by : Angry Bird On Date 2012-02-02 16:47:09 Don't go through a broker your better off applying at a company you want direct brokers just add fees on top of the normal closing costs. There are a lot of banks that can do more then 30 year or less then 20 year loans, closing costs are usually 2000-5000 depending on your qualifications and product your going for check with your current lender first and look up your credit before hand and make sure its in order. Answer by : Jennifer On Date 2012-02-02 18:46:26   Go Back To Search Results