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| Question about :
Repair_Bad_Credit |
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Can you really repair 'bad credit' on your own, ? How?
A friend has some late payments and some old credit card bills as well as an incorrect item on her credit. How can this be repaired. She does not have the funds for an attorney and those companies that claim to "repair bad credit" are sometimes a scam. Help me to help her.
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| By
Mariah C |
Posted
on
02/20/08 Total Answers
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Looking to repair bad credit so I can start up my own business.?
I have a terrible credit score. I owe money to 3 companies, but 2 of them are not even in existence anymore. The last is an old credit card bill. Now, I realize i need to pay these things off to help with my credit. After I do that though, how do I get my credit up? Obviously I'm not going to be able to get a credit card, so how else can I quickly start to repair my credit?
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| By
Marissa E |
Posted
on
02/17/08 Total Answers
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What is the best credit cardfor a young person looking to repair bad credit?
I'm young (19) and have had some credit problems: medical bills, and also bills that didn't reach me when I moved, so they were late. I'm on stable financial ground now and have heard that a credit card is a good way to repair my history- if I use it sensibly and pay it off every month. What is the best card for someone like me to get, and why?
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| By
cali_girl |
Posted
on
01/11/07 Total Answers
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Best way to repair bad credit?
Short of the obvious,is anyone fimiluar with working with a specific "bad credit" repair company. I have been told they can pretty much wipe your credit clean and find that very hard to believe. I have tax leins and a discharged bankruptcy on my report and was told they can wipe that out.Very doubtful i believe, and dont want to just start throwing money out to these people with no results. Can anyone reccommend the best and safest solution in repairing my history and what actually can be removed?
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| By
Kurt M |
Posted
on
02/06/07 Total Answers
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How long does it take to repair bad credit?
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| By
tangerine |
Posted
on
10/22/07 Total Answers
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How to repair bad credit?
If someone has bad credit how do you repair it?
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| By
tsmalls5 |
Posted
on
05/16/07 Total Answers
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trying to repair bad credit. need a major credit card approval to start building.any suggestions?
i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are there any companies willing to help me?
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| By
danellielynn |
Posted
on
05/08/06 Total Answers
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How can you "repair bad credit"? or dispute items on your report??
If you owe it- you owe it. How can these companies "legally" repair your credit?? I am confused?? i went to a website that says they send dispute letters...How can you dispute an account you owe?? How does this work?
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| By
trixibel |
Posted
on
06/14/07 Total Answers
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How long after repairing bad credit could you be eligible for a new loan for school/training?
I have atrocious credit. 2 defaults, various revolving accounts, and numerous collections that have made their way onto the report. I also don't have a co-sign. For the better part of the last 3 years I had recurring, misdiagnosed conditions that prevented me from working steady.
I want to fly helicopters, but the cost of school is so that it would be faster to pay off debt and get a loan to complete training (leg > commercial pilot), than it would be to save money and pay out of pocket. It's also maybe the right thing to do. I know items stay on the report for ~7 years, but, even with bad history, if you don't actually owe anyone anymore I would have a better chance I would assume.
Even if it's not helicopters, I need to finish school. I have 70 hours and lack 8hours for an associates in aviation science (air traffic control), but I haven't been able to get a job in the field. So instead of "finishing" school I should say I need to go back and get some other type of training.
one or two classes? where did you study? At Thomas edison state 8 hours is 8 classes, roughly $1100 just to register.
I did know about the fafsa already, I couldn't submit it because of tax information and vet status problems. Working to fix it.
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| By
ericfromsouthpark |
Posted
on
12/19/06 Total Answers
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I have horrible credit. How can I repair bad credit?
I have horrible credit. I have credit cards that are not even delinquent anymore, but written off. I don't even want to know what my credit score is. My credit is so bad, that I can not get a cell phone without a deposit . I even have my home phone number unlisted so the debt collectors won't bother me all day. Does anyone have any suggestions on how I can repair bad credit? Most of my stuff has already been written off, but there are a few things current still that I'm trying to clean up. I hear they can still collect on write offs too. Please help me. I need to fix my bad credit re-establish good credit.
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| By
Kimberly C |
Posted
on
02/20/08 Total Answers
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whats the best wat to repair bad credit?
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| By
ramzi602001 |
Posted
on
06/13/06 Total Answers
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How to build or repair credit score?
I'm 19 and sort of have bad credit already b/c when I tried to get an apartment for college I was rejected so instead had to get one in my parents' name. Sometimes I would pay payments early, but other times I would just totally forget about it and not pay and then I be charged interest..this has been going off and on. So, I have a few questions..
-In order to build my credit score, is it possible to just withdraw less than 30% or so from my credit line from the ATM then when it gets near the payment due date I can just pay off that entire withdrawal amount then repeat?
-How long does it take to repair bad credit?....like years? Would I have to pay off credit card payments consistently for many years in order to repair my credit rating?
-What's the fastest and most efficient way to repair/build credit?...And how long would it take?...Would cutting my credit card up right now and just stop using it until I graduate from college and get a job repair and/or build my credit?
THanks!
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| By
KGB |
Posted
on
10/04/07 Total Answers
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anyone any tips on repairing bad credit?
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| By
david s |
Posted
on
03/19/07 Total Answers
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Repairing bad credit, consolidating loans?
Try to make this a long story short... My fiance and I are looking to buy a new house. I have great credit, he makes the money.
The problem is, he cosigned on a car for his ex, who has defaulted on the loan, and he also has a few credit cards that he himself defaulted on when he was alot younger.
He wants to get all this squared away, so we can repair his credit, and hopefully buy our dream home to begin our lives together.
My question is, where do we begin? We've gotten his 3 credit reports, and scores, and know what he has out there. He has a few credit cards that are relatively low balances ($100-600), that have already been charged off, should we go ahead and pay on those?
Is there anyway he could get a loan for these, with his credit being so low?
I assure you making the payments at this point in his life are not a problem, we just don't know where to begin.
I should mention that the care his ex defaulted on has NOT been repossessed, we are working with the agency to try to make good on this, and trying to get the vehicle back from his ex.
Also all the accounts he's had in the past 4 or so years are current, or paid off, short of this car loan.
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| By
Ashley R |
Posted
on
02/03/08 Total Answers
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repairing bad credit?
I have had some credit problems in the past and have been workin VERY hard to get things straight. I have been paying all of my bills on time for at least the last 3 years. My credit has not improved. Also, my student loans just came out of defferment and I had moved so I was unaware that they were due. Now they have been reported late on my credit report. I have caught up with the loans. I would like to refinance my home in about a year. What more can I do to improve my credit and how bad will the recent negative affect me?
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| By
MADCAPPER |
Posted
on
12/12/07 Total Answers
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Secured credit cards... How long will it take to see credit improvement?
If you are using a secured credit card to repair bad credit how long does it take to see an improvement on your credit report? How much improvent do you see?
These banks/cards requie you to have a savings account with them equal to your credit limit. If you have collection accounts or JUDEMENTS can a collection agency freeze these accounts and take them?
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| By
Red |
Posted
on
10/13/07 Total Answers
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I know a couple of people who have HORRIBLE credit? what suggestions can I give them?
I know a couple of people who have HORRIBLE credit, to were their credit scores are below 450. They are getting lein on accounts and creditors calling. One particular person has tried credit counseling and it did not work. How can you repair bad credit without declaring bankruptcy.
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| By
Luvhonor&Cherish |
Posted
on
10/23/07 Total Answers
1 |
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Looking to repair bad credit so I can start up my own business!?
I have a terrible credit score. I owe money to 3 companies, but 2 of them are not even in existence anymore. The last is an old credit card bill. Now, I realize i need to pay these things off to help with my credit. After I do that though, how do I get my credit up? Obviously I'm not going to be able to get a credit card, so how else can I quickly start to repair my credit?
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| By
~Giggles~ |
Posted
on
08/06/07 Total Answers
5 |
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How to Repair Bad Credit?
Bad credit could keep you from securing the loans from lenders you need for large purchases, such as a home or new vehicle.so what are the ways to repair it
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| By
Kaylee B |
Posted
on
02/24/08 Total Answers
7 |
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How to Repair Bad Credit?
Bad credit could keep you from securing the loans from lenders you need for large purchases, such as a home or new vehicle.so what are the ways to repair it
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| By
swati |
Posted
on
12/26/06 Total Answers
1 |
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| Question about :
Repair_Bad_Credit |
Page : 1 2 |
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