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trying to repair bad credit. need a major credit card approval to start building.any suggestions? i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are there any companies willing to help me?
By danellielynn Posted on 05/08/06 Total Answers 9
Answers-
Go to Capital One online.. Apply for a card with a smaller limit and a small annual fee (like 15 bucks)
Answer by : DakineBoy On Date 2006-05-08 10:22:53

Most of the major cards have debit possibilities. I used this to rebuild my credit.
Answer by : wasuplat On Date 2006-05-08 10:23:24

First premier bank go to a search engine and type in credit cards for bad credit you will find alot
Answer by : douglas_marsha On Date 2006-05-08 10:23:27

My Mortgage Co. told me to have mom or dad, good friend etc. put your name on their cards, and it won't effect their credit but help yours. As long as they pay them. It should really boost them if they pay on time!
Answer by : liljewel On Date 2006-05-08 10:24:00

You need to find a bank that has a secured credit card program. You put an agreed upon amount of money in their bank and they issue you a credit card. After a while, when you have maintained a good record with them, they will give you your money back, increase your credit line, etc. Good luck!
Answer by : Ölrún On Date 2006-05-08 10:24:28

have you tried visa??? i know i keep tryin to build my credit but i was 18.. they sent me a student visa and i still have it.... i would just keep applying and eventually someone will give u one, btw.....stay away from capiutol one and household bank,,,,, they always try to screw u. im tryin to pay off my capitol one now..... my ma was about to go to court for household, due to their mistakes
Answer by : sad1986 On Date 2006-05-08 10:25:24

Get a secured credit card. You have to put money down on it, usually around $500.00, and then that is all you can spend. But it shows up on your credit report as a normal card and will help to raise your credit scroes. Usually Capital One has something like that.
Answer by : Hot Pants On Date 2006-05-08 10:42:47

ORchard Bank http://www.orchardbank.com/ccssa/OBCustomerCare?cmd_Redirect=HomePage
Answer by : Gunslinger On Date 2006-05-08 12:06:28

this seems to be a winner http://andycaine.approval4u.hop.clickbank.net or also a great help http://andycaine.creditprov.hop.clickbank.net you choose which is best for you
Answer by : likestosave On Date 2006-05-08 12:19:06

If you have bad credit, a credit card is the last thing you need. Bad credit says you couldn't handle the debt you've had in the past (that's how you get bad credit). What you need is to pay your current bills (rent/mortgage, utilities, etc) on time and take a class in personal money management to learn how to save, instead of using credit.
Answer by : homeschoolmom On Date 2006-05-08 15:34:16

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