Go Back To Search Results Question Secured credit cards... How long will it take to see credit improvement? If you are using a secured credit card to repair bad credit how long does it take to see an improvement on your credit report? How much improvent do you see? These banks/cards requie you to have a savings account with them equal to your credit limit. If you have collection accounts or JUDEMENTS can a collection agency freeze these accounts and take them? By Red Posted on 10/13/07 Total Answers 2 Answers- you wont...you get a secrued credit card for 400 bucks...they will shoot you with 300 fees upfront and piled them up month after month...they are the worst cards to get a handle on Answer by : Joycee On Date 2007-10-13 12:14:47 I went to the same deal, and did with bank of america, they kept me on a secure basis for 9 months with a $300 card, after making all the payments on time they upgraded me to $1000.00 and 6 later raised me to $2500.00 Answer by : Arturo C On Date 2007-10-13 12:41:23   Go Back To Search Results