Need more information to answer.
What kind of 'bad credit' is it?
Medical debt?
student loans?
Unpaid credit cards?
late pays?
i guess the easy answer is to pay your debts off. when contacting the companies to make pay arrangements, ask for pay for delete
Answer by :
kissmymiddlefinger On Date
2008-02-06 19:58:19
You can't quickly repair bad credit. It takes time. You can increase your score by paying off credit cards. Carrying balances of more than 30% hurts your score.
You can negotiate settlements to include delete for payment of you old debt. But if the creditor won't remove the item, it won't increase your score. However, paid old debt looks better than unpaid old debt.
You will need at least 24 months of consistent, on time payment history to see any real improvement in your credit score. You acquire good credit over time.
Answer by :
bdancer222 On Date
2008-02-06 20:51:33
If you are talking about days, it won't work, you need to work on your credit, talk to an expert about it.
Answer by :
bettercreditcontrol On Date
2008-02-10 19:06:57
