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how do i repair bad credit if i can't get approved for anything?
By
desmond59
Posted on
03/04/09 Total Answers
6
Answers-
Stay out of further financial trouble: each new default starts a brand new cycle of bad credit
Get a secured credit card and pay that on time every month
Only the passing of time will remove negative items from your credit report.
Answer by :
CatDad On Date
2009-03-04 23:13:59
open a checking account if you dont already have one. Sign up for a "pre-approved" credit card, then cut it up and throw it away so you wont be tempted to you it. The zero balance will help. Make sure that you pay all the bills in your name on time, and slowly, but surely your credit will start going up, and you will qualify for more thigns which will further improve your creidt. It may takes years to get you where you want to be, but you can get there!
Answer by :
Courtney C On Date
2009-03-04 23:14:54
go get a credit card from first premier they are good about extending credit to those with credit problems you may have to pay a 29.00 processing fee but you do receive your card with in 2 weeks of paying the 29.00 their fees are high to start with but they are an excellent way to reestablish credit
Answer by :
Jman On Date
2009-03-05 05:23:12
you can attempt to dispute each of the negative items on your credit report, and possibly do well enough to raise your credit score 100 points in a relatively short period of time (I raised my score 92 points in 6 months). Or, you could hire a decent credit repair company to do all of that for you. But like some of the other posters said, if you pay down your debts and consistently make payments your score will inch back up over time as well.
Answer by :
eq_alias On Date
2009-03-05 05:28:53
Pay all your bad credit off! Then if some of your bad credit is more than 7 years old and is still on your report... get it removed. THEN get a prepaid credit card... where you can only spend as much as you put on it... you will never go wrong!! Good luck!!! Your score will climb slowly but it will climb and before you know it, you will get approved for items.
Answer by :
tamidaily On Date
2009-03-05 06:03:48
Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - freecreditreport.hotusa.org
