| Question about :
Secured_Loan |
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Can I get a small secured loan whilst under a debt agreement?
I am currently paying off a debt agreement, but am in need of a small (no more than $2,000) secured loan to pay some vet bills etc. I have the capacity to repay this amount within a year but am not sure of any companies who provide such a loan... Are there any? I have a car for security with a clear title (no money owed on it).
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| By
crazybree_007 |
Posted
on
04/07/09 Total Answers
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If using savings bonds as collateral for a secured loan who keeps possession?
I'm looking into getting a secured personal loan for improvements to a new home and would like to use my savings bonds as collateral. When I do this can I continue to keep the bonds in my safe deposit box or do I have to physically turn them over to the bank?
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| By
bxk182 |
Posted
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06/13/08 Total Answers
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can i get a first time home owners loan . i bought a trailer but it shows up as a secured loan?
i bought a new trailer in 1996 ,it shows up on my credit report as a secured loan ,not a real estate loan on my credit report.also it is in a park. can i get a first time home owners loan?
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| By
in search of better weather |
Posted
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04/15/08 Total Answers
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How does a share secured loan work?
And would this help build my credit or not? Does it use the money you already have in your share account? If so, is this purely a loan to build up your credit or can you actually get more money than what is in your share account?
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| By
Elizzie |
Posted
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05/27/08 Total Answers
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Is a secured loan a good methods to rebuilding credit?
I'm skeptical about this because I don't really see the "loan" when I'm giving $500 to the bank, then they hold it, give me $500 and I repay the amount over 12 months for about $43/month. If it helps me rebuild my credit, then I'm all for it! But does it really?
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| By
bfulford74 |
Posted
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07/13/08 Total Answers
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SECURED Loan: Since a loan is secured by property does that limit collections to the current value?
Whether it is worth either more or less, does that matter, since it was accepted as "security" for the loan?
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| By
G-Man |
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05/04/08 Total Answers
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Can you negotiate the financing rate of a secured loan with the bank?
I have some money put away in a CD and would like to take a small loan ($1,000) against it from the same bank. Can I negotiate the financing rate with them the same way I could with a car dealer?
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| By
wsdmskr825 |
Posted
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05/11/08 Total Answers
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does anyone know where i can get a secured loan for bad credit no cosigner?
I need to pay 1500 or lose my car to impound fees and tickets. I don't have the money but can put my car on the loan because it is fully paid for. My credit is around 500 does anyone know where I can get a loan. I have about 5 days .
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| By
ahhhhhhinine |
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02/12/08 Total Answers
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Do the banks conduct credit checks on a secured loan?
I was thinking of getting a secured loan using my savings account as collateral to start rebuilding my credit.
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| By
jordan |
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01/05/10 Total Answers
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Can I use my paid off 2005 vehicle as collateral for a secured loan?
I have bad credit and can't get approved for an unsecured loan and want to consolidate high interest rate credit cards.
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| By
Ruth |
Posted
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12/15/09 Total Answers
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What is the difference between an unsecured loan and a secured loan?
Which would be better for a personal loan under $10K
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| By
Kari |
Posted
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10/20/09 Total Answers
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My mother has a secured loan for £16 000 but would like to make it unsecured? Is this possible?
Sorry if this is a silly question. I'm not great with things like this and I only found out about the loan today.
Helen Peter
Your post is not welcome and has been reported.
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| By
baby_face_paris |
Posted
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03/16/08 Total Answers
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How do I go about getting an auto secured loan on my PIF Vehicle?
I have excellent credit but several cr. cards with balances. I was thinking of taking a loan out against my vehicle in order to consolidate all into one payment being an installment loan. My total debt is $13000, my vehicle is worth $22000 and I have the title. I feel like it would be better to pay the cards completely off and just have my Mortgage and the Installment loan. What banks offer this? Any Suggestions?
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| By
Jami W |
Posted
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04/21/09 Total Answers
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Can a savings secured loan help improve my credit score?
I appreciate everyone that uses their time to answer my question. Thank you all in advance. Now, I have kinda o.k. credit, but it could be better. I have a few thousand dollars that I can use, and I thought "why not put it into a savings account and then get a savings secured loan against it? That way, I could show on my credit report that I can make payments on time." Does this sound like a good idea to any of you? If you would, please tell me the how and why this will work, or not work. And how it is that you came about the answer you gave. Thanks so much.
Dustin
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| By
djb3577 |
Posted
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10/06/07 Total Answers
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Best way to get a secured loan with bad credit?
I need to pay off some bills and I want to us my new car as collateral. I paid 19K for it this month. Could I get a loan for 14K with awful credit? I needed a good car for my job but I also want to pay off some bills! :)
The car is 100% paid off. And I am trying to clear up old debt and my credit. I have a good job and am paying off bills from when I was hurt at work and couldn't work for almost 2 years.
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| By
snape4good |
Posted
on
06/23/09 Total Answers
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Can I get a secured loan with bad or poor credit?
My credit is not good enough to get a loan and I am wanting to use the money to pay off some old debts to clean up my report. Can I get a secured loan with a bad or poor credit rating from my bank or any bank for that manner? And can someone explain to me how a secured loan works and what type of security is required? Thank you very much.
I have 2 late model vehicles that I owe no money on and are in great condition.
I REPORT SPAM!!!
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| By
1436 |
Posted
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06/08/09 Total Answers
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Should I transfer title into my name to apply for a secured loan? She was denied with me as cosigner.?
My fiance recently applied for a secured loan using her paid off vehicle as collateral and I cosigned on the loan. She was denied. I have decent credit(no negatives and a car loan that I've paid on time for the past 20 months). Should we transfer the title into my name so I can apply for the loan myself.
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| By
Tireur |
Posted
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03/30/09 Total Answers
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The lender lost the orignal note after I paid off the secured loan. What should I do now?
I purchased a piece of raw land, half paid, half financed by the seller. Now I paid off the loan, and prepare to get the whole title. The seller sent me the signed short deed and the request for full reconveyance. Unfortunately the seller lost the note (I am still having a copy of the note). What should I do now to get the title to my name? Thank you.
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| By
Curious |
Posted
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07/19/08 Total Answers
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Where can we get a personal secured loan with bad credit?
I had to quit my job to stay home and care for my son who has CP. He had 2 big surgeries in two weeks time. One to correct complications from the first. So we have now lost one income and have new large medical bills rolling in. We are getting really far behind and our credit is now down the tubes. Does anyone no where we can get a secured personal ie meaning we have some collateral?
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| By
lartam95 |
Posted
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05/20/06 Total Answers
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Taxes on home sold with existing non-secured loan question?
If I purchased a home for example $200,000 with a non-secured loan (strictly based on paperwork and credit, but no lien on the house) and I sold the house for $200,000, would I have to pay taxes on that money since there were no capital gains?
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| By
SubConCents |
Posted
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11/29/08 Total Answers
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How long does it take to get a sba loan secured through the veterans association?
my husband and I applied for a secured sba loan and the VA offers to vets a secured loan called the patriot act loan.
we applied at the liberty mo branch commerce bank with the loan manager. it has been over 9 weeks and the banker states he'll get with us when he hears back. rarely does he return my calls about inqury.
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| By
k81953 |
Posted
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12/30/07 Total Answers
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How does one obtain a secured loan?
I have a vehicle and the title is my name. there are no liens or charges against the car. I would like to obtain a loan against the car. Anyone know any respectable companies that offer loans against non-real estate fixed assets? What is the ballpark of interest rates on such loans?
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| By
VISHESHWAR |
Posted
on
10/01/09 Total Answers
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Can criminal charges be pressed against me for defaulting on a secured loan?
I had a horse farm that I sold due to financial issues. The buyers asked to include a tractor in the sale which I agreed thinking I'd pay off the tractor loan once I went to settlement on the property. The day of settlement I found out the mortgage company charged me a 10% penalty for early repayment leaving me walk away with nothing. I am making payments on the tractor still but no longer have it in my possession. Struggling with the large payments, I called the tractor company and asked if I could work out a lower payment plan temporarily. When they asked why I am not returning the tractor, I explained what happened. The tractor company told me they will press charges even though I am up to date on the loan. I asked why I couldn't continue making payments until it was paid off and they said I was still in default because I didn't have the tractor anymore. Is this possible and what type of charges can they file against me?
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| By
AnimalSaver |
Posted
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09/12/07 Total Answers
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Where would I look for a P2P personal secured loan with poor credit?
We're just climbing out of a hole made by life circumstances (loss of job, though subsequently found a new one, health crisis AND an unique property that's impossible for appraisers to adequately find comps for). I've managed to pay off over 70k in debt, but the recent crash and tightening of credit has put a damper on my success. Where would you suggest I turn for more options?
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| By
Kris |
Posted
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09/09/09 Total Answers
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Business Loan question - for a residentially secured loan, do I have to move my home loan over to new lender?
I'm looking to take out a business loan against some property equity I have. I was told by a lender that I had to re-finance my home loan and go with them if I was to take out a business loan with them.
Am I able to keep my home loan where it is? I don't want to move it across because of the exit fees, legals, etc.
Info about Australian lenders
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| By
T O |
Posted
on
10/11/08 Total Answers
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| Question about :
Secured_Loan |
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