Warning: include() [function.include]: URL file-access is disabled in the server configuration in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include(http://www.hurryloan.com/rightbar.php) [function.include]: failed to open stream: no suitable wrapper could be found in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78 Warning: include() [function.include]: Failed opening 'http://www.hurryloan.com/rightbar.php' for inclusion (include_path='.:/usr/local/share/pear') in /usr/home/ms/domains/hurryloan.com/html/answers.php on line 78   Go Back To Search Results Question I have secured loan. the loan is not registared with the land registry! what do i do? I have a 'secure loan' but i went bankrupt last year and have since found out that the secure loan was not registered with the land registry! Do i still have to pay it? or can i take them to court? The loan company is still asking for the money. By STEPHANIE P Posted on 09/14/07 Total Answers 6 Answers- send a copy ofthe bankrupty order to the person asking for the money and they cant chase you anymore as you are deemed to not have any more money, Answer by : Jonny Boy On Date 2007-09-14 09:24:40 It depends if the loan company have a 'letter of waiver' filed with your mortgage lender. If they do then you have to pay. Answer by : River Tam On Date 2007-09-14 09:54:55 It depends on the date the original date the loan was taken out. But if you go to court you would lose due to you having no defence, a debt is debt and you had the money. If you did not declare the loan when entering the bankruptcy you could be in further trouble with the courts. so contact the loan company and ask them to register the property and then come to a agreement with them Answer by : R H On Date 2007-09-14 11:38:12 Speak to the official receiver or trustee who dealt with the bankruptcy Answer by : stormydays On Date 2007-09-14 14:44:49 >Beware of Advance fee Loan scams. LOAN SCAM - Do Not Pay UpFront Fees. Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson & never see any Loan money. Answer by : ScamBuster On Date 2007-09-15 08:13:46 If it isn't secured then you have a lot more equity in your property than you believe and you may have to revisit that situation with the OR. Have you made plans to sell the house yet? They should have been informed of your bankruptcy at the time of the petition and invited to either submit a claim or rely on their security. They should have been listed in your statement of affairs one way or another. The land registry is a record keeper not a legal enforcement agency. You signed a contract (the loan agreement) which needs to be either honoured with payment or discharged through bankruptcy. You really need to clarify this with the OR. Answer by : Johnny On Date 2007-09-15 10:27:36   Go Back To Search Results