Go Back To Search Results Question can you earn credit if you take out a secured loan? i took out a secured loan through my mom for my car i bought and paid off the 10,000 dollars. Do those payments count towards my credit score or no, because it was a secured loan and my mom cosigned? By drothwell0303 Posted on 07/11/10 Total Answers 3 Answers- yes it does help as it shows you can make the payments Answer by : shroud On Date 2010-07-11 09:06:22 As long as they belong to the credit bureau, you should be ok. You can run your free yearly credit reports. For online, go to annualcreditreport.com. By mail, call Trans Union toll free @ 1-877-322-8228 for all 3 free reports. Answer by : stan c On Date 2010-07-11 17:40:42 it helped your credit. Answer by : wizjp On Date 2010-07-12 13:41:17   Go Back To Search Results