| Question about :
Secured_Loans |
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Are thier non secured loans out thier for people with bad credit?
I have multiple charge offs steming from about 5 years ago, 2 of which are in the process of taking me to court. This was prior to college. I now make close to 68,000 dollars a year, and am in the process of paying 350 a month to a charge off, and 500 a month to old college loan. I currently have 3 small credit cards which I am making current payments on, to establish a recent good payment history. Currently my fica is 609, 561, and 591 respectivly.
After I pay off one of my 5k charge offs, and am no longer in default on my college loans (about 3 more months for both) and continue current payments on my 3 new credit accounts... Do you think I can get a loan for 10thousand to settle with the rest of my charge offs and finally take care of this problem?
Thanks
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| By
sourcheese |
Posted
on
12/25/06 Total Answers
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secured loans credit counseling?
could someone please refer me to a credit counseling service that handles SECURED loans - such as upside down car loans? your help is greatly appreciated. thank you.
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| By
BERTRAM E |
Posted
on
12/11/09 Total Answers
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Is going bankrupt the best option when I can't pay my mortgage or secured loan?
After separation from her husband my friend has got into financial difficulty with mortgage payment as well as the secured loan on the property. She currently has an IVA with for the unsecured loans which cannot take into account the secured loans. All the loans are in joint names. If the mortgage cannot be paid or the secured loan would going bankrupt be a viable option as the house has been on the market for just over a year & has not sold.
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| By
biaritzlounger |
Posted
on
11/12/08 Total Answers
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does a federal tax lien take priority on fully disbursed secured loan?
bank gave 2 secured loans in 2005 to company A. One was 1 million used to buy equipment for the plant. the second one was line of credit partially used to buy a truck and then a later draw to buy raw material. Company A failed to file taxes end of 2005. In 2007 the irs filed a tax lien. Does the tax lien take priority over the security interest on 1st loan. Does it take priority over the truck; how about the draw used for raw material?
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| By
Dana S |
Posted
on
11/07/07 Total Answers
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What happens if you don't pay a secured loan?
My husband has 2 secured loans at two different independent loan places. We've been paying on them for years, but recently have had severe money problems and can't pay the amount due monthly. The secured items were TV's (since broken and replaced) digital camera (broke) computer (fried and replaced) things like that. They never took serial numbers on these things, never took pictures. Could they come back and take our replaced items (like replaced TV and camera (given as gift) there wasn't a title loan or anything. What are our legal rights, if they threaten to take these things?
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| By
Sugar |
Posted
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06/10/10 Total Answers
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What can I use as collateral for a secured loan?
I am aware that people use cars and houses as collateral for secured loans, but what else can you use as collateral?
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| By
Lo |
Posted
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06/08/10 Total Answers
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are personal loans secured loans?
are personal loans secured loans?
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| By
Johnk Morris |
Posted
on
08/31/10 Total Answers
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what are some of the procedures for a secured loans?
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| By
theresamartin0911 |
Posted
on
04/18/06 Total Answers
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How does one obtain a secured loan?
I have a vehicle and the title is my name. there are no liens or charges against the car. I would like to obtain a loan against the car. Anyone know any respectable companies that offer loans against non-real estate fixed assets? What is the ballpark of interest rates on such loans?
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| By
VISHESHWAR |
Posted
on
10/01/09 Total Answers
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My business and secured loans?
We are going out of business , it is a corp. LLP . We have secured loans and leases for equipment......we signed the leases and loans as officers of the corp. Are we still personally responsible for these bills.......even if selling off assets wont cover all the bills. The leases are 4year non-cancellable leases , we have 3..We were in business only 9 months and now these lease company's wants us to keeppaying off leases no matter what. even if we return the security system and P.O.S. sysytem . Obviously we have no money But they dont care Time Payment Inc. - Micro Financial They said they wouldnt even credit fair market value for the return of Equipment..would bankruptsy keep us from losing our home since we lost all our savings .P.S. we have equity in the home , but now are getting close to forecloseure since we are tring to find jobs .....what a mess ....i guess we picked the wrong time to chase the american dream.
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| By
William R |
Posted
on
01/03/09 Total Answers
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what are unsecured Personal loan, unsecured personal line of credit, and secured loan?
Can someone please breakdown each three different types of loans and how you would pay for them? 10 points to best answer. Thanks a lot!
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| By
phillip |
Posted
on
04/17/10 Total Answers
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Do most small banks offer secured loans for small things?
Do all banks offer secured loans with things like cars? My checking account is at a small suburban bank (three branches only).
I need $5,000, which is approximately the blue book value of my car (paid off in 2003).
I need some money immediately for surgery not covered by insurance. I have poor/fair credit (595 to 645) and got turned town for all the financing and loans I've applied for online. Nobody in my family will cosign a loan, except for my parents who are retired. However they don't believe in credit and thus have no FICO score (they live modestly but don't own property).
Does anyone know if I'm likely to get a loan at a small bank with this situation -- me with steady employment but a poor credit score and offering car title as security, cosigning with parents who have income but no credit score?
Would I be more likely or less likely to get one if I go to a bigger bank like Wells Fargo or Chase?
PS I'm already working on fixing my credit score but it will take quite awhile.
I don't need a car. I have a car.
I need a $5,000 loan for a medical procedure not covered by insurance.
*** I am NOT getting a tummy tuck, breast lift or any cosmetic procedure. ***
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| By
californiablueeyes76 |
Posted
on
10/14/08 Total Answers
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How does a secured loan work?
I'm looking to start up a business, and borrowing money from my dad. He has the liquid, would a secured loan be good or a business loan?
10k loan, he has the funds I just need it for 6 months or less. It will be paid in full then.
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| By
The Tycoon |
Posted
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01/15/09 Total Answers
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What is best a secured loan or remortgage?
I need to take oout £30k for debt consolidation. Is a secured loan (i can't get an unsecured loan) over 5 years or remortgage. I suppose if i remortgage it will be over 20 years? Any advice?
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| By
ma01 |
Posted
on
01/19/09 Total Answers
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How exactly does a secured loan work?
If I got a secured loan against my home and I sell me home, do I have to pay my unsecured loan off when I sell my home? Or can I continue to have my loan and pay it off every month for the term of the loan?
No, I am not talking about a home equity loan. A secured loan against my home- do I pack that back when I sell my home or not?
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| By
A. S |
Posted
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11/17/07 Total Answers
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If you have 2 secured cards and a bank loan. How long will it take to go from a 600 fico to 720.?
I know you have to pay on time and keep the balances low. But Im curious can it be done in a few months or does it take years. Also If you have low balance loans with very low balances, will addition secured loans help your credit score?
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| By
touchemupent |
Posted
on
06/19/06 Total Answers
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What is the difference between secured loan and unsecured loan?
please tell me the meaning of secured loan and unsecured loan.
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| By
Pal |
Posted
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11/16/09 Total Answers
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carol vorderman? ...should she, in all conscience be advertising secured loans?
she's a celebrity and there are lots of people who will follow her advice....peoples lives are being ruined by debt.
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| By
hidoug |
Posted
on
08/07/06 Total Answers
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What happens when you default on a secured loan.....?
I know that they will repossess whatever you used as collateral, but what happens if you no longer have the stuff? I have a few of those personal loans that you have to give serial numbers of merchandise as collateral and I no longer have some of the items. If I was to default on all of the loans (which all have the same items listed) what will happen? Would there be criminal charges?
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| By
Heather A |
Posted
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09/30/08 Total Answers
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How do I go about refinancing a secured loan?
I have a secured loan totalling $16,000 through a finance company. The interest rate is at 18%. That is after I asked that it be lowered. I've been paying this for years and it never ends. I've been through a debt payment program but this bill could not be included because it was secured. What steps can I take to get rid of this bill short of suicide?
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| By
moneyless |
Posted
on
03/02/07 Total Answers
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| Question about :
Secured_Loans |
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