Go Back To Search Results Question Are thier non secured loans out thier for people with bad credit? I have multiple charge offs steming from about 5 years ago, 2 of which are in the process of taking me to court. This was prior to college. I now make close to 68,000 dollars a year, and am in the process of paying 350 a month to a charge off, and 500 a month to old college loan. I currently have 3 small credit cards which I am making current payments on, to establish a recent good payment history. Currently my fica is 609, 561, and 591 respectivly. After I pay off one of my 5k charge offs, and am no longer in default on my college loans (about 3 more months for both) and continue current payments on my 3 new credit accounts... Do you think I can get a loan for 10thousand to settle with the rest of my charge offs and finally take care of this problem? Thanks By sourcheese Posted on 12/25/06 Total Answers 1 Answers- Have you considered going to a bank or credit union to try to take out a personal loan, so as to pay off your credit cards and pay the loan, which will be at a much lower interest rate? Answer by : miss mary mac On Date 2006-12-25 19:42:18   Go Back To Search Results