Go Back To Search Results Question how does consolidated student loans affect your credit score if there is no payment due? What affect do student loans have on a credit score in any case? Whether they are new and not yet due or have been defferred for a while? Does having student loans go against your credit even if they are not due yet? By JJ Posted on 03/17/08 Total Answers 2 Answers- It shouldn't effect it at all either way. Until you start making payments you really have no credit history on the loans http://creditcardwarehouseonline.com http://creditcardwarehouse.ecreditdirectory.com Answer by : bryce k On Date 2008-03-17 15:12:50 credit score is affected by many things #of account open amt. owed payment history just to name a few Answer by : nekegap On Date 2008-03-17 15:13:41   Go Back To Search Results